Emily Rogers+FollowThe Real Social Security Threat? Your PaycheckEveryone’s worried Social Security will vanish because people are living longer or the stock market’s wild. But economist Kathryn Edwards says the real problem is something closer to home: our paychecks aren’t growing. Social Security is funded by what we earn, so if wages stay flat, the system gets squeezed. Forget the scary headlines—your benefits are more stable than you think. If you want to keep Social Security strong, root for bigger raises, not just longer retirements! #SocialSecurity #PersonalFinance #MoneyTalk #WageGrowth #Retirement #Finance19269Share
randerson+FollowWhy Your Mall Might Look Empty SoonEver noticed your local shopping center looking a bit emptier? Port Chester’s Waterfront mall just had its value chopped in half—from $178M to $80M—because big stores left and fewer people are shopping in person. Even with new apartments popping up nearby, retail spaces are struggling to keep up. If you see more 'For Lease' signs, it’s not just you—brick-and-mortar shopping is still having a tough time bouncing back after the pandemic. #RealEstate #RetailTrends #MoneyTalk00Share
Edward Wallace+FollowWould You Turn Down $600 Million?Imagine getting offered $600 million for your side hustle—and saying no! That’s what Box’s founder did, even though it kept him up at night. Instead of cashing out, he and his friends doubled down, betting their cloud storage service could be worth more. Fast forward: Box is now a $4.4 billion company. Sometimes, trusting your gut (and losing sleep) can pay off big time. Would you take the money or roll the dice? #startupstories #moneytalk #careerchoices #entrepreneurlife #Business92Share
Paige Douglas+FollowGenesis Files for Bankruptcy—What’s Next?Did you hear? Genesis HealthCare just filed for bankruptcy, but they say it’s business as usual for residents and staff—no layoffs or closures for now. The big drama: Genesis owes a whopping $1.5 billion, including $58 million to Pennsylvania in taxes. For families with loved ones in their care, it’s a wait-and-see game, but daily routines shouldn’t change. Meanwhile, if you need a retail pick-me-up, Philly Premium Outlets is throwing a Christmas in July bash with music, food trucks, and deals galore! #Business #MoneyTalk #LocalBiz00Share
davenportmeghan+FollowBankruptcy & Homebuying: The Real FalloutThinking about bankruptcy to wipe out debt? Dave Ramsey says, be ready for a long road back if you dream of owning a home. After bankruptcy, your credit score can take a 200-point nosedive, making it tough to get a mortgage for up to a decade. Lenders see you as a risky bet, so you’ll need to save more for a down payment and might pay higher rates. If homeownership is on your vision board, weigh the long-term impact before hitting reset. #RealEstate #MoneyTalk #HomebuyingTips00Share
Marisa Pope+FollowShould You Hire a Financial Advisor?Ever wondered if you really need a financial advisor, especially when you've already built a strong portfolio on your own? I get it—the fees can seem hefty, and it's easy to question if they're worth it. But a great advisor might reveal investment ideas or insurance gaps you never thought about. Even if you keep doing it solo, chatting with a pro could give you new perspective. Ask around, interview a few, and see what you learn! FinancialAdvisor #MoneyTalk #InvestingSmart #RetirementPlanning #Business10Share
MoonlitMystic+FollowIs It Risky to Underreport Income for ACA?I've always wondered if people actually underreport their income to get lower ACA premiums and copays. It seems tempting since you could just pay it back later, right? But I'm worried about the risks—like penalties or audits. Has anyone done this or know what really happens if you get caught? Curious to hear real experiences! #HealthInsurance #ACA #MoneyTalk #Health #BodyHealth00Share
Robert Mayo+FollowCould Rates Go Up? Jamie Dimon Thinks SoHeads up, money-watchers: JPMorgan’s Jamie Dimon says Wall Street might be way too chill about interest rates staying put. He thinks there’s a much bigger chance the Fed could hike rates again—meaning your credit card, mortgage, and car loan could get pricier. Blame it on rising prices from tariffs and government spending. So, if you’re planning a big purchase, maybe lock in that rate sooner rather than later! #Business #Market #MoneyTalk00Share
Allen Rios+FollowStop Stressing About US Debt, Says 'Big Short' GuySteve Eisman—the real-life guy from 'The Big Short'—wants everyone to chill about the US debt. He says if you’re not seeing wild swings in the 10-year Treasury yield, the market isn’t worried, so why should you be? The real drama: people keep hoping for another 2008-style crash to bet against, but Eisman says that’s just not happening. So, maybe skip the doomsday podcasts and enjoy your coffee instead! #Business #Market #MoneyTalk136Share
russellolson+FollowWould You Need a $22K Raise to Buy Here?Ever feel like buying a home is just out of reach? If you live in the Valley, you’re not wrong—Zillow says you’d need to make $22,500 more a year just to afford a typical house, even with a big down payment. The real kicker? That’s after putting down $91K! With home prices soaring, it’s no wonder more folks are sticking to renting or moving in with family. Anyone else feeling priced out? #RealEstate #HomeBuying #MoneyTalk00Share
