Is It Risky to Underreport Income for ACA?

I've always wondered if people actually underreport their income to get lower ACA premiums and copays. It seems tempting since you could just pay it back later, right? But I'm worried about the risks—like penalties or audits. Has anyone done this or know what really happens if you get caught? Curious to hear real experiences! #HealthInsurance #ACA #MoneyTalk #Health #BodyHealth