Joseph Livingston+FollowHow $200K income still leads to crushing debtEarning $200,000 a year sounds like financial security, but imagine being buried under $555,000 in debt—not even counting your mortgage. That’s the reality for a San Antonio couple who called into The Ramsey Show, overwhelmed by bills and creditor calls. The hosts didn’t sugarcoat it: bankruptcy isn’t a magic fix, and real change means selling off assets, downsizing, and—most importantly—getting on the same page as a couple. This story really highlights how debt can spiral, no matter your income, if spending habits and teamwork aren’t in check. What would you do in their shoes? #Business #MakeMoney #DebtTalk00Share
Joseph Livingston+FollowRetirees: Why Your Social Security Check Feels SmallerHeads up if you’re retired or about to be! Social Security changes in 2026 mean your monthly check might not stretch as far. While you’ll get a small bump thanks to inflation, rising Medicare premiums and taxes could eat it up fast. Plus, if you’re still working, earning too much could shrink your benefits for a while. And good luck getting help in person—most things are moving online. Time to double-check your budget and make sure you’re not missing out on any senior perks! #Business #MakeMoney #SocialSecurity00Share
nkent+FollowHow Does Your 401(k) Stack Up at 70?Ever wonder if your 401(k) is on track as you hit 70? The average balance is about $425K, but most folks have much less—so don’t panic if you’re not there. People’s retirement paths are all over the map: some keep working, others cash out early, and market swings hit everyone differently. The real trick? Make your savings work for your lifestyle, not someone else’s. Mix in Social Security, budget smart, and remember: it’s your retirement, not a competition. #Business #MakeMoney #RetirementTips10Share
Robyn Anderson+FollowHow Does Your 401(k) Stack Up at 80?Ever wonder how your retirement savings compare to others? The average 80-year-old has about $413K in their 401(k), but most have closer to $78K. The big gap? A few super-savers skew the numbers. If your balance isn’t where you want it, don’t stress—there are still ways to boost your nest egg, like smart withdrawals, low-risk investments, and staying alert for scams. Remember, it’s never too late to make your money work harder for you! #Business #MakeMoney #RetirementTips00Share
Christine Baxter+FollowCD Maturing? Don’t Let the Bank Auto-Renew!Heads up if your CD is about to mature: don’t just let it roll over! With interest rates dropping, your bank’s auto-renewal could lock your money into a lower rate. Instead, set a reminder for your CD’s maturity date and shop around for better deals. Or, try splitting your money into a few CDs with different terms—so you keep some cash handy and still earn interest. Make your money work for you, not the other way around! #Business #MakeMoney #MoneyHacks20Share
Christine Baxter+FollowBiggest Tax Refunds Ever? Here’s How to Cash InGet ready for a serious payday next tax season! Thanks to new rules like no taxes on tips or overtime and bigger deductions for car loans, most Americans could see their refunds jump by $1,000 or more. The catch? Many people didn’t update their tax forms, so the IRS is basically giving back extra cash. Pro tip: Next year, plan your paycheck withholdings so you keep more money in your pocket all year, not just at refund time. #Business #MakeMoney #TaxRefunds20Share
Emily Rogers+FollowBudget Leaks: Sneaky Costs You’re MissingEver wonder why your budget feels tight even when you’re tracking the big stuff? Turns out, it’s the little things—like forgotten subscriptions, random bank fees, and those surprise birthday gifts—that quietly drain your wallet. Next time you’re sipping your coffee, take five minutes to list out these sneaky expenses. You’ll spot where your money’s slipping away and plug those leaks before they sink your plans! #Business #MakeMoney #MoneyHacks00Share
Robyn Anderson+FollowAvoid Surprise Fees When Closing AccountsThinking about closing a bank or subscription account? Heads up: it’s not always as simple as hitting ‘cancel.’ You might get hit with surprise fees—like early closure charges, last-minute maintenance fees, or even a bill for your final paper statement. The trick? Time your closure right after a billing cycle, double-check for hidden charges, and always read the fine print. A little prep can save you from those annoying gotcha fees! #Business #MakeMoney #MoneyHacks00Share
cody79+FollowRetiree Tax Breaks You Might Be MissingIf you’re retired and dreading tax season, here’s a money hack: the IRS actually has a bunch of tax breaks just for you. From extra deductions once you hit 65, to ways to give to charity straight from your IRA, there are a dozen ways to keep more cash in your pocket. One big shift? You can now keep contributing to your IRA at any age, so your nest egg can keep growing. Don’t leave free money on the table! #Business #MakeMoney #retirement00Share
Diane Carter+FollowWhy Your Bills Go Up Even When You Cut BackEver feel like your bills are playing hide and seek with your savings? Even if you’re showering less, unplugging gadgets, or skipping movie nights, those monthly charges—like electricity, water, and internet—still sneak up. It’s not just you: companies raise rates for things like upgrades or inflation, and sometimes new fees just appear. The real money hack? Review your statements, shop around for deals, and don’t be afraid to call and negotiate. Have you noticed your bills creeping up? Share your tips below! #Business #MakeMoney #MoneyHacks00Share
