James Cook+FollowRoth IRA vs 401(k): Which Grows Your Coffee Fund?Thinking about your future latte budget? Dave Ramsey says Roth IRAs beat 401(k)s because you get to keep more of your money tax-free when you retire. But don’t skip out on your 401(k) match at work—that’s basically free cash for your future self. The big shift? More folks are mixing both accounts to cover all their retirement bases, since each has different limits and perks. Start early, stay consistent, and let your money work while you sip that brew! #Business #MakeMoney #RetirementHacks10Share
James Cook+FollowWhy Louisville families are drowning in debtSeeing a Louisville couple juggling $110K in student loans and 22 credit cards really hits home for anyone feeling squeezed by bills. Christy and her husband thought time would help, but their debt only grew as they raised kids and relied on gig work. Even with five or six days of DoorDash, their income can’t keep up. Dave Ramsey’s warning—“You don’t want to be an 80-year-old Uber driver”—is a wake-up call. How do you balance family, rising costs, and debt without losing hope? Has anyone found a real way out of this cycle? #Business #MakeMoney #Louisville00Share
nkent+FollowSix-figure salary, but still drowning in debt?Earning $100K a year doesn’t guarantee financial freedom—just ask Lance from Ohio. Despite a solid income, he’s buried under $65K in debt, mostly from a new truck and Harley. Even after cutting back, he’s still struggling. Turns out, high earners across the country face the same trap: big paychecks matched by even bigger bills. Surveys show that many six-figure earners live paycheck to paycheck, often without a clear budget. Have you ever felt like your money just disappears? What’s your best tip for keeping spending in check? Let’s talk budgeting strategies that actually work! #Business #MakeMoney #DebtFreeJourney00Share
Kathryn Olsen+FollowRetiree Tax Havens: Where Your Money Goes FurtherThinking about where to spend your golden years? Some states are rolling out the red carpet for retirees by slashing taxes on things like Social Security and 401(k) withdrawals. Places like Florida and Wyoming mean you keep more of your hard-earned cash for beach days or road trips. The big shift: more people are moving not just for sunshine, but for serious savings. If you want your nest egg to last, check out these low-tax states before you book that moving truck! #Business #MakeMoney #RetirementPlanning00Share
Diane Carter+FollowSocial Security 2026: Budget Win or Bust?Heads up if you or your folks rely on Social Security: starting January 2026, monthly checks are getting a small bump—about $56 more on average. But before you plan that extra dinner out, remember rising Medicare premiums might eat up the gain. Mark your calendars, too: payment dates are shifting, so double-check when your money lands. Staying organized could help you squeeze the most out of every dollar! #Business #MakeMoney #SocialSecurity00Share
cody79+FollowCould You Quit Your Job If You Had No Debt?Ever wish you could just walk out when your boss is being a pain? Dave Ramsey says ditching credit cards and car payments could make that dream a reality. The big shift: Americans are stuck in jobs they hate just to keep up with monthly bills. Imagine only paying for groceries and Netflix—suddenly, you’re free to job-hop or even take a break. Turns out, debt isn’t just about money—it’s about freedom. #Business #MakeMoney #DebtFree00Share
Emily Rogers+FollowAuto-Pay Is Draining Your Wallet—Here’s HowEver feel like your bank account is leaking money? Auto-pay might be the culprit! While it’s super convenient, letting bills like gym memberships or internet get auto-deducted means you’re less likely to notice sneaky price hikes or unused subscriptions. Companies love it because you’re less likely to cancel or question charges. Try paying these bills manually—it’s a quick monthly check-in that could save you hundreds and keep you in control. Have you ever caught a weird charge thanks to ditching auto-pay? #Business #MakeMoney #MoneyHacks00Share
cody79+FollowRetiree Tax Breaks You Might Be MissingIf you’re retired and dreading tax season, here’s a money hack: the IRS actually has a bunch of tax breaks just for you. From extra deductions once you hit 65, to ways to give to charity straight from your IRA, there are a dozen ways to keep more cash in your pocket. One big shift? You can now keep contributing to your IRA at any age, so your nest egg can keep growing. Don’t leave free money on the table! #Business #MakeMoney #retirement00Share
Robyn Anderson+FollowHoliday Hangover: Boomers’ Costly Money MovesEver feel that post-holiday pit in your stomach when you check your bank statement? You’re not alone! Many Boomers are waking up to a “holiday hangover” after splurging on gifts and family gatherings, only to regret it in January. The biggest oops? Swiping credit cards like they’re extra income, then getting hit with sky-high interest. If you dipped into savings or overspent on grandkids, you’re not alone—time to reset that budget and avoid the same trap next year! #Business #MakeMoney #MoneyLifehacks00Share
cody79+Follow5 Money Habits Boomers Swear By for 2026Thinking about retiring soon or already living the retired life? Boomers are showing us how it’s done: start every year with a budget check, spend on things that matter (not just stuff), and stay flexible when life throws curveballs. One big shift? The government now lets folks in their early 60s supercharge their retirement savings—so if you’re still working, stash away extra cash! And don’t forget those required withdrawals once you hit your 70s. Smart moves for a comfy future! #Business #MakeMoney #MoneyTips10Share
