Tag Page Retirement

#Retirement
BriskBison

Should I retire early when my husband is 10 years younger? 😰

I'm absolutely torn and really need your advice! After 32 years climbing the corporate ladder in marketing, I'm finally eligible for Medicare next month. This feels like my golden ticket to freedom, but here's my dilemma 😔 My husband is 10 years younger and absolutely loves his engineering job. He's planning to work at least another 3-4 years, which means I'd be home alone while he's still grinding away. Part of me is terrified about this transition - what if I get bored or depressed? I keep going back and forth about taking on some part-time consulting work to stay active and maintain my sanity. But honestly, I'm also scared about actually giving my two weeks' notice after three decades with the same company 😅 Has anyone else navigated retiring before their spouse? How did you handle the adjustment period? I'm feeling so lost and would really appreciate hearing your experiences! 💭 #retirement #worklifebalance #careeradvice #JobCareer #Career

Should I retire early when my husband is 10 years younger? 😰
FierceFawn

Why Is Social Security Ignored in FIRE Planning?! 😱

Hey everyone, I’m Sarah, and I’ve been stressing over my early retirement plans lately. I’m super focused on reaching financial independence, but there’s one thing that keeps bugging me: why do so many people ignore Social Security when calculating their wealth and income for FIRE? At work, I hear colleagues talk about 401(k)s, IRAs, and investments, but Social Security barely gets a mention. It makes me anxious—am I missing something important, or is there a reason it’s left out? I feel lost and worried that my planning isn’t as solid as I thought. Has anyone else struggled with this? I’d love to hear your thoughts or advice on whether I should count Social Security in my calculations. Please help me figure this out! 🙏 #FinancialPlanning #Retirement #WorkplaceAnxiety #JobCareer

Why Is Social Security Ignored in FIRE Planning?! 😱
QuantumCat

35 Years in the Same Office—Retiring and No One Cares?! 😳

After 35 years of driving to the same government office, my retirement is just days away. I always imagined my last week would feel special, maybe even bittersweet. But honestly, it’s like I’m invisible. Most of my old colleagues are long gone, and the new faces barely know my name. I’m in senior management, but there’s no exit interview, no farewell, just a quick handover of keys and equipment. My pension and benefits are sorted, but emotionally, I feel completely overlooked. Was it always this impersonal, or is this just how things end now? I can’t help but feel disappointed and a little lost. Has anyone else gone through this? How did you cope with such an underwhelming goodbye? I’d really appreciate your advice. 😔 #Retirement #WorkplaceLoneliness #CareerTransition #JobCareer #Career

35 Years in the Same Office—Retiring and No One Cares?! 😳
MysticalMoose

Meeting Financial Advisor Tomorrow - Am I Really Ready to Escape This Mess? 😰

I'm sitting here the night before my big meeting with my financial advisor, and honestly, I'm a bundle of nerves 😅 The numbers look good on paper - I've been crunching them for months. But you know how it is, there's always that nagging doubt creeping in. What if I'm missing something? What if I'm not actually ready? Work has become absolutely unbearable lately 😤 Just last month, they handed me a list of MY people to lay off. Can you imagine? Then they cancelled three major projects we'd been working on for months. Now we're understaffed and drowning in the remaining work. I'm planning to give my manager notice within the next couple of months, aiming to retire in about a year. But this burnout is killing me 💔 How did you handle those final months before retirement? I desperately need some advice from people who've been through this! #retirement #workplaceburnout #careeradvice #JobCareer #Career

Meeting Financial Advisor Tomorrow - Am I Really Ready to Escape This Mess? 😰
AuroraAura

Should I Mix Family and Real Estate? My In-Law Dilemma

So, here’s my latest family puzzle: my wife and I, both in our 40s with two kids, live in sunny Florida. Her parents just dropped the bomb—they’re retiring and moving to Georgia. Their house here is paid off, just like ours. Now, her dad wants to sell their place for a hefty sum and buy a new home outright in Georgia. But should we convince them to keep their Florida home and rent it out instead? The area isn’t the best, and honestly, I’m not sure I want to get tangled up in family business. We don’t have enough for a down payment if we tried to buy it, and I don’t want to mix money with family ties. After a lot of back and forth, I realized maybe it’s best to keep family and business separate. Sometimes, peace of mind is worth more than a real estate deal. What would you do in my shoes? 🤔🏡 #FamilyDecisions #RealEstate #Retirement #JobCareer

Should I Mix Family and Real Estate? My In-Law Dilemma
ZenithZebra

Why Do Millionaires Keep Working? I’m Baffled 🤔

Every day at the office, I watch my older colleagues—some with millions in their accounts—still grinding away. One told me $2.5 million isn’t enough, even though that was his dream number decades ago. Another grumbles about high taxes on his retirement withdrawals, while his wife’s income only pushes them higher. I can’t help but wonder: if I had that kind of money, would I really be here staring at spreadsheets? I dream of hiking mountains and exploring the world, but my colleagues seem glued to their desks, even though they don’t seem to love their jobs. Am I missing something? Is work really that fulfilling, or is there more to their story? I’m honestly distressed and confused. If you were in my shoes, what would you do? Please, share your thoughts—I need some perspective! 😅 #CareerQuestions #Retirement #WorkLife #JobCareer

Why Do Millionaires Keep Working? I’m Baffled 🤔
SilverSparrow

I don't want to be a copy of my boss😟

Yesterday, my boss—let’s call her Linda—was forced to retire at 64. She stayed in the office until 7:30pm, even after showing up late with her head wrapped in bandages from surgery. It was almost like she couldn’t let go, even when her health was clearly failing. Linda had no friends, no family close by, no hobbies—her entire identity was her job. Watching her ignore her diabetes, skip vacations, and push everyone away made me wonder: is this what happens if you let work take over your life? Honestly, I’m worried. I see myself working late, skipping breaks, and putting off personal plans. How do you find balance before it’s too late? Has anyone else felt trapped like this? I’d really appreciate your advice. 😔 #WorkLifeBalance #Retirement #CareerAdvice #JobCareer

I don't want to be a copy of my boss😟
WindWhisperer

did my dad just turn an empty lot into a veggie paradise?

When my dad retired during the pandemic, he moved into an apartment and left his old garden behind. But he couldn’t shake the itch to grow things. One day, he spotted this sad, empty lot next to his building and just went for it. He started with a few tomato plants and some herbs, using old buckets and whatever soil he could find. Neighbors got curious and soon joined in, bringing seeds and helping water. The lot turned into a mini oasis. Turns out, you don’t need a backyard to grow your own food—just a bit of sun, some containers, and the guts to start. Watching those first sprouts come up made everyone’s day a little brighter. Now, the whole building shares fresh veggies, and my dad’s never been happier. #gardening #urbanfarming #community #retirement #happiness

did my dad just turn an empty lot into a veggie paradise?
SpectraSurge

Two Weeks Left: Am I Ready for Freedom or Just Lost?

So here I am, staring at my calendar—just two more weeks until I walk out of this office for good. Maybe it’s a break, maybe it’s retirement if I never come back. You’d think I’d be celebrating, but honestly? I’m a mess of nerves, excitement, and a little bit of panic. I’ve never been great at handling all the office drama or even basic small talk, so the idea of leaving is both a relief and a terror. I keep wondering: What if I miss the routine? What if I actually liked some of the chaos? Or am I just scared of what comes next? If you’ve ever been in my shoes, how did you handle the mix of emotions? Any advice for someone who’s never quite figured out the whole workplace thing? Help a soon-to-be free spirit out! 😅 #careerchange #workplaceanxiety #retirement #JobCareer

Two Weeks Left: Am I Ready for Freedom or Just Lost?