Here’s a quick money tip for your next coffee break: If you (or your parents) are in your 70s and have a retirement account, don’t forget to take out your required minimum distributions (RMDs). Vanguard says a surprising number of retirees are skipping this step, leading to painful tax penalties—sometimes thousands of dollars! The fix? Set up automatic withdrawals or combine your accounts so you don’t miss out. Think of it as putting your retirement on autopilot and avoiding a nasty tax surprise. #Business #MakeMoney #retirement