Emily Rogers+FollowCredit Scores Are Dropping—Here’s Why It MattersEver notice your credit score taking a dip lately? You’re not alone. Folks in states like Missouri and Georgia are seeing their scores drop, mostly because student loan payments are back and debt is piling up. That means it could get harder (and pricier) to snag a new car or even rent an apartment. The real hack? Stay on top of payments and don’t be afraid to ask for help—credit isn’t just a number, it’s your money passport! #Business #MakeMoney #CreditScore00Share
Christine Baxter+FollowHow I Decide Which Bills Get Paid FirstWhen money’s tight, not all bills are created equal. The smart move? Pay for your home, food, and must-have utilities first—think rent, groceries, and keeping the lights on. Miss those, and life gets messy fast. Car payments and insurance are next if you need wheels for work. Credit cards and streaming services? They can wait. Prioritizing this way keeps you stable and avoids bigger headaches down the road. It’s all about protecting your basics before worrying about the extras! #Business #MakeMoney #MoneyHacks00Share
nkent+FollowThe Social Security Surprise Nobody Warned Me AboutHeads up if you’re counting on Social Security: a quiet rule change means filing for benefits early could shrink your monthly check more than you expect. The government keeps nudging up the age for “full” benefits, so if you claim at 62, you’ll get a bigger haircut than your parents did. It’s not just fine print—this can mean hundreds less each month, and it’s tough to fix after you’ve filed. Before you pick a date, double-check your numbers and keep some backup savings handy! #Business #MakeMoney #retirementplanning30Share
Christine Baxter+Follow$400M in COVID Loans: Who Gets Banned Next?Grab your coffee—here’s a wild one: Nearly 7,000 Minnesota businesses just got blacklisted from future government loans after the feds found $400 million in fishy COVID relief claims. This isn’t just a local mess; it’s a test run for how the government might crack down on sketchy aid everywhere. If you ever applied for a pandemic loan, double-check your paperwork—next time, the rules (and the audits) could be a lot tougher! #Business #MakeMoney #COVIDRelief40Share
Joseph Livingston+FollowBoomers’ Secret Sauce for Beating InflationFeeling like your Social Security raise disappeared overnight? You’re not alone—rising Medicare premiums are gobbling up those extra dollars. But here’s the coffee break scoop: savvy Boomers are fighting back with simple money moves. They’re ditching impulse buys, canceling unused subscriptions, and moving cash to high-yield savings. Even a couple of ‘no-spend’ days a week adds up. The real trick? Treat every dollar like it counts—because it does! Which habit are you trying first? #Business #MakeMoney #MoneyHacks00Share
Christine Baxter+FollowWould You Go Cash-Only for a Month?Ever thought about ditching your cards and paying only with cash? The TikTok-famous 'cash stuffing' trend is all about using envelopes to budget, and it really does make you think twice before buying. People spend way less because handing over real bills hurts more than swiping a card. But heads up: you’ll miss out on card rewards, online deals, and fraud protection. Plus, lose your cash and it’s gone for good. Maybe just treat your card like cash for the best of both worlds! #Business #MakeMoney #MoneyHacks20Share
Diane Carter+FollowDid You Hear About the $5,251 Social Security Check?Coffee break myth-buster: Yes, some retirees are now getting a $5,251 Social Security check—but that’s not a surprise windfall or a new government giveaway. Only folks who earned top dollar for 35 years and waited until age 70 to claim get that max. The real takeaway? Everyone’s check is going up a bit in 2026 thanks to a 2.8% cost-of-living bump, but viral posts promising huge deposits for all are just hype. Always check your official account for the real numbers! #Business #MakeMoney #SocialSecurity30Share
Christine Baxter+FollowAre Your 401(k) Fees Eating Your Lunch?Tony Robbins just dropped a reality check: your 401(k) or IRA could be quietly draining your future coffee budget. He says most people set and forget their retirement accounts, missing sneaky fees and tax traps that can shrink your nest egg. The big shift? More folks are waking up to Roth 401(k)s for tax-free withdrawals later. Robbins’ money hack: log in, check your fees, and don’t blindly trust those default investments. Your future self will thank you! #Business #MakeMoney #RetirementHacks10Share
nkent+FollowWill Social Security Still Pay When I Retire?Heard the buzz about Social Security running out of cash? Here’s the scoop: the trust fund might dry up sooner than we thought, but that doesn’t mean your monthly check will disappear. If Congress doesn’t step in, future payouts could shrink by about 20-25%. For anyone planning their golden years, it’s smart to have a backup plan—think side gigs, savings, or maximizing those senior discounts. Stay calm, but stay savvy! #Business #MakeMoney #SocialSecurity31Share
Joseph Livingston+FollowCar Loan Tax Breaks: Not for Everyone!Thinking about cashing in on that new car loan tax deduction? Not so fast! The shiny new tax break only applies if you bought a brand-new car (not used or leased) assembled in the U.S. And if you rolled over debt from your old car, you can’t deduct that interest either. Bottom line: double-check your paperwork and where your car was built before dreaming of a bigger tax refund. Don’t let fine print stall your savings! #Business #MakeMoney #MoneyHacks00Share