Here’s a money hack for your next coffee break: that “full retirement age” you see on Social Security statements? It’s not the finish line for quitting work and cashing in. It’s just a moving target that sets your baseline benefit, and it keeps creeping up. If you claim early, your monthly check shrinks for life. The real trick? Know the rules, weigh your options, and don’t let the label fool you into a permanent pay cut. Plan smarter, not just older! #Business #MakeMoney #MoneyLifehacks