Tag: MakeMoney - Page 15

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Robyn Anderson

How to Max Out Your Social Security Check

Did you know some folks are cashing Social Security checks for over $5,200 a month? The secret: work 35 years, earn at least $184K each year, and wait until 70 to claim. Most people don’t hit all three, but if you want a bigger retirement payout, try boosting your income now—negotiate that raise or switch jobs. Waiting longer to claim can also mean fatter checks. Coffee break tip: patience and steady earnings really pay off! #Business #MakeMoney #SocialSecurity

Joseph Livingston

Nashville’s six-figure debt trap: What’s really going on?

Earning $162,000 a year sounds like financial freedom, but for one Nashville couple, it’s a cycle of credit card stress and constant worry. Despite their solid income, rising costs and daily habits have left them feeling stuck—while Dave Ramsey says their fear isn’t logical and the solution is simple: change behavior, not just the budget. This story hits home for anyone who’s ever wondered why more money doesn’t always mean less anxiety. Is it really just about spending, or is there more to the emotional side of debt? Let’s talk about what keeps high earners feeling trapped. #Business #MakeMoney #Nashville

Diane Carter

When Helping Family Wrecks Your Credit

Ever let a parent use your credit card for “just one bill”? One woman did, and her mom racked up $6,000 in charges, tanking her credit score. Turns out, this is a common nightmare: family asks for a small favor, then treats your card like their own emergency fund. If you’re ever in this spot, remember—setting boundaries isn’t selfish, it’s self-preservation. Protect your credit like you’d protect your phone password! #Business #MakeMoney #MoneyLifehacks

Kathryn Olsen

Should You Wait to Claim Social Security?

Thinking about when to start your Social Security? Here’s the scoop: waiting until 70 gets you bigger monthly checks, but it’s not always the best move. If you start at 62, you get smaller payments for more years. If you wait until 70, you get more per month, but for fewer years. The sweet spot depends on how long you expect to live and whether you’ve got enough savings to cover the wait. Run your own numbers and don’t forget to check for other senior perks! #Business #MakeMoney #MoneyHacks

Diane Carter

Stop Paying Full Price for Streaming!

Here’s a money hack for your next coffee break: Don’t pay full price for streaming services! There are always promos or perks through your phone plan or credit card—sometimes you can even get a year for less than $20. The market is shifting, with companies offering more bundles and deals to keep you hooked. So, before you cut out your favorite shows to save cash, hunt for those hidden discounts and free trials. Your wallet (and your binge list) will thank you! #Business #MakeMoney #MoneyHacks

Christine Baxter

DINKs: Why Your 2026 Paycheck Might Shrink

Heads up, DINKs (dual income, no kids)! Starting in 2026, a bunch of sneaky tax tweaks could mean less take-home pay and fewer breaks for couples without dependents. It’s not just about bigger bills—missing out on credits and deductions can sting. Watch your paychecks, check your W-4s, and rethink your savings plan early so you don’t get blindsided next tax season. Quick tip: schedule a couple of ‘money check-ins’ each year to stay ahead! #Business #MakeMoney #TaxTips

cody79

Old-School Money Moves That Still Work

Turns out, grandma’s frugal hacks are the real MVPs in 2026. Skipping the dryer and air-drying your clothes? That’s cash in your pocket and less wear on your favorite jeans. Cooking at home instead of splurging on delivery apps? Your wallet (and waistline) will thank you. The big shift: As everything from food to streaming gets pricier, these “outdated” habits are quietly helping people stretch their paychecks further. Sometimes, old-school is the new cool! #Business #MakeMoney #MoneyHacks

Joseph Livingston

Gen X’s Social Security Squeeze: What Now?

Here’s a hot coffee break tip: Gen X might get the short end of the Social Security stick. Boomers got in first, but Gen X could be the first to face benefit cuts just as they hit retirement age. Why? Fewer pensions, more family bills, and rough timing. If you’re Gen X, now’s the time to double-check your savings, trim expenses, and plan for a future where Social Security might not stretch as far as you hoped. Every little bit you save now could make a big difference later! #Business #MakeMoney #GenX

Willie Morales

Is Your Credit Score 50s-Ready?

Ever wonder how your credit score stacks up as you hit your 50s? The average for folks in this age group is 709—pretty solid! This is when years of paying bills (and maybe a few money mistakes) really show up. But don’t get too comfy: even with a good income, things like high credit card balances or closing old cards can quietly drag your score down. Keep an eye on your habits and you’ll save big on loans and insurance as you head toward retirement! #Business #MakeMoney #CreditScore

nkent

Social Security’s “Full Retirement Age” Isn’t What You Think

Here’s a money hack for your next coffee break: that “full retirement age” you see on Social Security statements? It’s not the finish line for quitting work and cashing in. It’s just a moving target that sets your baseline benefit, and it keeps creeping up. If you claim early, your monthly check shrinks for life. The real trick? Know the rules, weigh your options, and don’t let the label fool you into a permanent pay cut. Plan smarter, not just older! #Business #MakeMoney #MoneyLifehacks

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