nkent+FollowCredit Card Cap: What It Means for Your WalletHeard the buzz about capping credit card interest rates? JPMorgan’s CFO says if rates get slashed, banks might pull back on offering cards—especially to folks with lower credit scores. That could mean fewer options for people who rely on credit for emergencies or big purchases. So, while lower rates sound great, it might get trickier to snag a card if this goes through. Keep an eye on your options! #Business #MakeMoney #CreditCard00Share
Robyn Anderson+FollowShould You Grab Social Security Early?Here’s a hot debate for your next coffee break: Dave Ramsey says, take Social Security as soon as you can—get your money before it’s gone! But Suze Orman argues, wait it out and you’ll get a much bigger monthly check. The catch? If you need cash now or worry about outliving your savings, early might make sense. But if you’re healthy and can wait, you could score 76% more each month. It’s all about your life, your needs, your call! #Business #MakeMoney #MoneyTalks30Share
Diane Carter+FollowWhy Waiting for Social Security Pays OffThinking about grabbing Social Security at 62 and investing the checks? Dave Ramsey says go for it, but the latest research says that move could quietly cost you over $180,000 in lifetime income. Turns out, waiting for bigger checks is like giving yourself a raise that lasts for life—especially as we live longer. So, unless you really need the cash now, patience might just be the ultimate retirement hack. #Business #MakeMoney #retirement10Share
Joseph Livingston+FollowBank Fees Are Sneaking Up on Your Coffee MoneyHeads up: banks like Truist are rolling out new fees for remote check deposits, meaning scanning checks from your desk will cost a bit more in 2026. Even if you’re just using your phone, those small charges add up. The real drama? Banks keep finding ways to nickel-and-dime us, but you can dodge some fees by sticking to in-network ATMs or getting cash back at checkout. Always double-check your bank’s fee list so your coffee fund doesn’t get drained! #Business #MakeMoney #BankingTips00Share
Willie Morales+Follow3 Money Habits To Ditch Before 2026Quick coffee break tip: Most Americans wish they’d saved more, spent less on impulse buys, and avoided credit card debt in 2025. If you’re nodding along, you’re not alone! The trick for 2026? Treat savings like a must-pay bill, pause before clicking 'buy now,' and make a plan to chip away at debt. Even small changes can help you feel more in control of your money—and your future self will thank you! #Business #MakeMoney #MoneyLifehacks00Share
Joseph Livingston+FollowChicago couple’s $50K debt secret rocks marriageA Chicago husband’s world turned upside down when a mortgage refinance revealed his pregnant wife had secretly racked up $50,000 in credit card debt—on top of what they were already working to pay off. The spending, mostly on baby supplies and groceries, blended into daily life and went unnoticed until a lender flagged the huge balance. Financial expert Dave Ramsey called it a “deep breach of trust” and urged the couple to seek counseling before tackling the debt. How would you handle a financial secret like this in your relationship? Is trust or money harder to rebuild? #Business #MakeMoney #Chicago00Share
nkent+FollowWhy January Bills Hit Retirees Extra HardHeads up if you’re retired: January isn’t just about resolutions—it’s when a bunch of sneaky bills show up all at once. Think higher Medicare premiums, new drug deductibles, and even bigger property tax or utility bills. It’s like all your subscriptions and insurance plans hit reset, making your wallet feel the pinch. The trick? Mark your calendar, review your plans, and cut what you don’t use. A little prep now can save you a lot of stress (and cash) later! #Business #MakeMoney #MoneyLifehacks00Share
Christine Baxter+FollowCostco Card Hack: More Cash Back at Checkout!Here’s a money move for your next Costco run: if you use the Costco Anywhere Visa, you’ll now get 2% cash back on everything you buy, both in-store and online. Gas up at Costco and you’ll score 5% back! With grocery prices still high, this perk is like finding a $20 bill in your pocket every month. If you’re not a member yet, they’re even tossing in gift cards for new sign-ups. Not a bad way to stretch your budget! #Business #MakeMoney #CostcoHacks00Share
Christine Baxter+Follow3 Money Habits Boomers Should Ditch NowQuick coffee break tip: If you’re a boomer eyeing retirement, it’s time to kick three habits to the curb—stop bailing out your grown kids (they can handle it!), don’t ignore rising healthcare costs, and avoid using debt to fill income gaps. The market shift? More boomers are realizing that supporting adult children can drain their own savings, making retirement less secure. Instead, focus on building your own financial cushion for a smoother, stress-free future! #Business #MakeMoney #MoneyTips10Share
Robyn Anderson+FollowRetirees: Don’t Let Your Savings Shrink!Thinking about retirement? Kevin O’Leary says don’t just stash your cash—make it work for you! His top tip: too much money sitting in a checking account is like leaving ice cream out in the sun. Inflation melts its value away. Instead, put your savings into things that pay you back, like dividend stocks or bonds. That way, your money keeps growing, and you don’t have to worry about running out before you’re ready. Smart move for a comfy retirement! #Business #MakeMoney #RetirementTips00Share
