cody79+FollowCan You Tidy Up Debt on Social Security?Ever feel like your bills are playing tug-of-war with your Social Security check? Good news: you can still bundle your debts into one payment, even if Social Security is your main income. But heads up—getting a good deal isn’t always easy, and you might need to look at other tricks, like credit counseling or talking directly to your creditors. The key? Don’t let high rates eat up your budget—explore all your options before making a move! #Business #MakeMoney #DebtHelp00Share
Christine Baxter+FollowHow to Hit Pause on Debt When Life Hits HardEver had a month where your wallet just can't keep up? If a job loss or surprise bill throws your budget out the window, you don't have to ghost your debt and hope for the best. Instead, call your lender and ask about hardship programs—they might let you skip or lower payments for a bit. This way, you avoid late fees and angry calls, and your credit stays safe. The sooner you ask, the more options you’ll have! #MoneyHacks #DebtHelp #LifeHappens #Business #MakeMoney30Share
Diane Carter+FollowWhat Happens If You Ghost Debt Relief?Ever wonder what happens if you stop paying that debt relief company? It’s not like skipping a gym membership—your debt plan could get canceled, and those old bills might come back with a vengeance (think: collection calls, lawsuits, credit score drops). If money’s tight, don’t just disappear! Call your debt relief folks and see if you can tweak your plan. It’s better than starting from scratch and dodging collectors again. #DebtHelp #MoneyHacks #PersonalFinance #Finance10Share
James Cook+FollowCan You Really Get Out of Loan Debt?Ever feel like your personal loan is haunting you? Here’s the scoop: getting your loan totally wiped away isn’t as easy as hitting “unsubscribe.” But if you’re really struggling—think job loss or medical bills—your lender might cut you a deal if you’re behind on payments. Usually, you’ll need to offer a lump sum (like a big one-time payment) to settle for less. If that’s not doable, credit counseling or refinancing could help you breathe easier. Don’t ghost your lender—talk it out! #DebtHelp #MoneyHacks #PersonalFinance #Finance00Share
Robyn Anderson+FollowShould You Ask for Credit Card Forgiveness?Feeling buried by credit card bills? With rates stuck above 21% and no big drops in sight, some folks are turning to credit card debt forgiveness—basically, asking your lender to settle for less than you owe. It’s not a magic fix, but it can hurt your credit less than bankruptcy and stops the interest snowball. If you’re drowning in debt, it might be time to start that conversation before things get worse. #DebtHelp #MoneyHacks #CreditCardTips #Finance10Share
Michelle Arnold+FollowStudent Loan Default? Wage Garnish Alert!Missed your student loan payments? Collections are back, and wage garnishment is on the table—up to 15% of your paycheck could be taken if you’re in default. Notices are rolling out, and you’ve got 60 days to act before the government starts dipping into your pay. It’s not just your wages at risk—tax refunds and Social Security can get snatched too. If you’re in default, look into rehab or consolidation ASAP to dodge the paycheck hit! #StudentLoans #WageGarnishment #DebtHelp #MoneyMatters #FinancialTips #Education10Share
Charles Richardson+FollowStudent Loan Panic? Here’s How to Catch UpOver 1 in 5 student loan borrowers are now ‘seriously delinquent’—yikes! If you’re feeling the heat as collections kick back in, you’re not alone. Here’s what you can do: 1) Cut unnecessary costs (bye, unused subscriptions and takeout), 2) Consolidate your loans for easier tracking, 3) Refinance for a lower rate if you can, and 4) Find a side hustle or ask for a raise. Every little bit helps when you’re trying to get back on track! #StudentLoans #DebtHelp #MoneyTips #Adulting #Education10Share
cody79+FollowStudent Loan Shock: Collections Are BackHeads up if you’ve got student loans: collections just restarted, and some folks are finding out the hard way. Imagine checking your account and realizing you’re suddenly behind, even if you never got a warning. With call centers jammed and answers hard to get, it’s like trying to pay for Netflix when your paycheck’s already spent. If you’re caught off guard, keep screenshots of your loan info and don’t be shy about asking your local rep for help. Every little bit counts! #StudentLoans #MoneyTips #DebtHelp #PersonalFinance #Finance658150Share
