Should You Ask for Credit Card Forgiveness?

Feeling buried by credit card bills? With rates stuck above 21% and no big drops in sight, some folks are turning to credit card debt forgiveness—basically, asking your lender to settle for less than you owe. It’s not a magic fix, but it can hurt your credit less than bankruptcy and stops the interest snowball. If you’re drowning in debt, it might be time to start that conversation before things get worse. #DebtHelp #MoneyHacks #CreditCardTips #Finance