randerson+FollowWhy Your Credit Score Rules Home ShoppingThinking about buying a house? Here’s the scoop: Today’s housing market isn’t the wild west it was before the 2008 crash. Lenders are way pickier now, so risky loans are rare. Translation: your credit score is your golden ticket. A higher score means better mortgage deals and less stress. If you’re eyeing a new place, start boosting your credit now—future you will thank you! #RealEstate #HomeBuyingTips #CreditScore00Share
James Cook+FollowBNPL Now Counts Toward Your Credit Score!Heads up, online shoppers: your 'buy now, pay later' splurges are about to show up on your credit score! FICO is rolling out new scores that include BNPL loans, so those sneaker or grocery installments could help—or hurt—your credit. Why? BNPL is booming, and lenders want the full picture. If you’re using BNPL to build credit, this could be a game-changer. Just remember: every payment counts now! #CreditScore #BNPL #MoneyHacks #Business #MakeMoney50Share
Joseph Livingston+FollowBNPL Now Counts Toward Your Credit Score!Heads up, shoppers: those buy-now-pay-later (BNPL) splurges are about to show up on your credit score! FICO is rolling out new scores that include BNPL data, so your online shopping habits could help—or hurt—your ability to get a loan. If you’re good at paying off those split payments, you might see a boost. But if you’re late, your score could take a hit. Time to treat those payment reminders like gold! #CreditScore #BNPL #MoneyHacks #Business255Share
James Cook+Followdave ramsey on why credit scores aren't vitalDave Ramsey says you don’t need a credit score, and while he’s got a point, there are things to consider. Credit scores can ease rentals, loans, and even job hunts. But if you can stay debt-free and responsible with a cash-back card, you might just win both ways. 💸 #PersonalFinance #CreditScore #DebtFree #Finance40Share
Willie Morales+FollowDebt Collectors Playing Dirty? Check This!Ever had an old debt pop back up on your credit report like a zombie? Some debt collectors are sneakily making ancient debts look new again—a shady move called "re-aging." This trick can tank your credit score and pressure you to pay money you might not even owe anymore. The good news: you can spot and fight it! Just grab your free credit reports, check the dates on any old debts, and dispute anything fishy. Don’t let expired debt haunt your wallet! #MoneyHacks #CreditScore #DebtTips #Business #MakeMoney213Share
Kathryn Olsen+FollowMy Credit Score Tanked—Now What?Did you know missing just a couple of student loan payments can drop your credit score by over 100 points? That’s what happened to millions when payments restarted this year—some folks didn’t even get a heads-up! Suddenly, things like buying a car or getting a new credit card are off the table. If you’re in this boat, watch out for quick fixes like payday loans—they’re tempting but can make things worse. Stay alert for payment notices and explore safer ways to rebuild your score! #StudentLoans #CreditScore #MoneyTips #Finance20Share
Emily Rogers+FollowStudent Loans Just Nuked Credit Scores!Heads up: If you’ve been ignoring those student loans, thinking they’d magically disappear, surprise! Over 5 million folks just got hit with a credit score nosedive—some by over 100 points—because those loans are now officially overdue. It’s not just about paying more each month; your car loan, credit cards, or even that dream house could be at risk if your score tanks. Double-check your credit and student loan status ASAP before your next big purchase goes sideways! #StudentLoans #CreditScore #MoneyHacks #Finance75182Share
Robyn Anderson+FollowStudent Loans Tanked My Credit—Now What?Heads up if you’ve got student loans: since payments restarted, a lot of folks have seen their credit scores nosedive—sometimes by over 100 points! The big shift? Loan servicers are back to reporting missed payments, so if you missed the memo (or just couldn’t pay), your credit might’ve taken a hit. Pro tip: If you missed a payment, try a "goodwill request" with your servicer or dispute it with the credit bureaus. It’s not a guarantee, but it worked for some! Stay on top of those emails and check your credit regularly! #StudentLoans #CreditScore #MoneyHacks #Adulting #PersonalFinance #Finance37Share
Evan Knight+FollowCar Co-Signer Drama: Am I Stuck?Ever been roped into co-signing a car loan? My son just agreed to a wild financing deal and put my name down as co-signer—but I haven’t signed a thing yet. Turns out, if you haven’t actually signed, you’re not legally on the hook (phew!). Dealers love co-signers, but if the deal looks sketchy, don’t be afraid to walk away. Better options are out there, and your credit score will thank you for dodging a bad move! #CarBuying #FinanceTips #ParentingWins #CreditScore #Cars00Share
Melanie James+FollowStudent Loan Defaults About to Explode?Student loan payments are back, and things are about to get messy. After a 5-year pause, millions are suddenly facing collections, wage garnishments, and tax refund grabs if they’re behind. Delinquency rates are already spiking, and nearly a quarter of borrowers could default soon. With $1.6 trillion in student loans out there, this could hit credit scores hard—by up to 171 points! Plus, with fewer staff at the Education Department, getting help is tougher than ever. Buckle up, it’s going to be a bumpy ride for borrowers. #StudentLoans #DebtCrisis #Finance #CreditScore #StudentDebt #Health00Share
