Ever wonder why your friend gets a lower car loan rate? It’s all about that credit score! Most folks have a score around 705, and keeping yours in the 'good' zone (think 670+) can unlock better deals on everything from mortgages to rewards cards. The big shift? Buy Now Pay Later services are shaking up how scores are built—great if you pay on time, risky if you don’t. Pro tip: Set up auto-pay and check your score for free through your bank! #Business #MakeMoney #CreditScore