Lately, I've been losing sleep over my retirement plans. All my life, I've heard that the S&P500 returns 8-10% a year, so I built my future around that idea. But what if it only returns 5% for the next 30 years? I'm honestly terrified. Will I have to rejoin the workforce at 80 just to make ends meet? Or is everyone in my generation just doomed, hoping the government steps in? Has anyone else been through this kind of anxiety? I feel so lost and would really appreciate any advice or stories from people who have faced similar worries. How are you planning for the future with so much uncertainty? 🥲 #RetirementWorries #CareerPlanning #FinancialAnxiety