HELOC vs. Home Equity Loan: Which Wins Now?

Thinking about tapping into your home’s value? Here’s the scoop: both HELOCs and home equity loans are way cheaper than swiping your credit card or grabbing a personal loan right now. HELOC rates used to be lower, but now they’re neck-and-neck with home equity loans. The catch? HELOC rates can change with the market, while home equity loans lock you in. If you need cash soon, don’t wait too long—rates might dip later this year, but nothing’s guaranteed! #HomeEquity #MoneyHacks #PersonalFinance #RealEstate