davenportmeghan+FollowHomeowners: Is Now the Time to Tap Your Equity?If you’ve been eyeing a big home project or need a chunk of cash, here’s your coffee break tip: home equity loan rates just hit their lowest since 2023. That means borrowing $60,000 could cost you about $576/month over 15 years—cheaper than last fall or winter! Plus, if you use the money for home upgrades, you might even score a tax break. Just remember, your house is on the line, so crunch those numbers before you dive in! #RealEstate #HomeEquity #MoneyHacks00Share
Brian Sanchez+FollowHow a $50K HELOC Could Save You $20/MonthThinking about tapping into your home’s value? HELOC rates just dropped again, making it cheaper to borrow against your house. If you snag a $50,000 HELOC now, your monthly payment could be $20 less than last year—think of it as a couple of extra takeout dinners. But remember, your house is on the line, so make sure those payments fit your budget before you splurge! #RealEstate #HomeEquity #MoneyHacks00Share
megan01+FollowWould You Trade Home Value for Fast Cash?Here’s a new money move making the rounds: some companies will give you a lump sum today in exchange for a slice of your home’s future value—no monthly payments, just a big bill later. It sounds like a quick fix for cash-strapped homeowners, but the catch is you could end up owing way more than you expect, or even risk losing your house. Always read the fine print and compare options before signing away your home’s future! #RealEstate #HomeEquity #MoneyHacks00Share
russellolson+FollowThinking of a Home Reno? Here’s a HELOC HackEver thought about turning your home’s value into a money tool? With home equity loans or HELOCs, you can tap into your house for cash—perfect for that kitchen upgrade or paying off high-interest debt. Just remember, rates are shifting as the Fed keeps nudging them up, so shop around before you borrow. Pro tip: longer terms mean lower monthly payments, but you’ll pay more in the long run. Crunch those numbers before you commit! #RealEstate #HomeEquity #MoneyHacks10Share
Denise Kemp+FollowHELOCs: The $200K Homeowner Hack?Thinking about tapping into your home’s value? HELOCs are back in the spotlight, with rates dropping and making them cheaper than credit cards or personal loans. But here’s the catch: those rates can bounce around, so your monthly payment for a $200K HELOC could land anywhere from $1,937 to $2,450 in 2026. It’s a flexible way to fund big goals, but make sure you’re ready for the payment swings! #RealEstate #HomeEquity #MoneyHacks00Share
Brad Caldwell+FollowShould You Refinance With Today’s Mortgage Rates?Thinking about refinancing your mortgage? Hold up—rates are still hovering above 6%, which isn’t great if you locked in a sweet deal back in 2020 or 2021. Instead of refinancing, consider tapping your home’s equity with a home equity loan or HELOC for things like renovations or tuition. Just remember, your house is on the line, so borrow smart! #RealEstate #MortgageRates #HomeEquity00Share
Brian Sanchez+FollowHow Seniors Can Turn Their Home Into a Cash MachineEver feel like your house is your biggest piggy bank? Seniors are getting creative with their home equity—either taking out a loan for a lump sum or trying a reverse mortgage for steady cash flow without monthly payments. The big shift? More retirees are using their homes to cover rising costs instead of just relying on Social Security. If you want more control and plan to leave your house to family, a home equity loan might be your move. Need extra cash and don’t mind using up your home’s value? A reverse mortgage could be your safety net. #RealEstate #HomeEquity #RetirementHacks00Share
Heather Moore+FollowWhy Paying Off Your Home Beats a Fat 401(k)Here’s a money move that’s more powerful than a market rally: owning your home outright by retirement. When you ditch the mortgage, you’re not just saving on monthly bills—you’re freeing up cash for fun stuff, like travel or spoiling the grandkids. Plus, your house can become a backup ATM if you ever need extra funds. So, instead of stressing over your investment account balance, consider the peace of mind (and budget boost) that comes with a paid-off roof over your head. #RealEstate #RetirementHacks #HomeEquity00Share
Heather Moore+FollowFed Rate Cut: HELOC or Home Equity Loan?Thinking about tapping into your home’s value for a big expense? Thanks to the December Fed rate cut, borrowing $50K is a bit cheaper now. Right now, a HELOC (home equity line of credit) edges out a home equity loan by about $10 a month. But here’s the catch: HELOC rates can change, so today’s deal might not last. If you like predictable payments, a home equity loan’s fixed rate might be your jam. Always compare and pick what fits your budget style! #RealEstate #FedRateCut #HomeEquity00Share
Brad Caldwell+FollowFed Rate Cut: Home Equity Loan HackCoffee break tip: The Fed just trimmed rates again, making home equity loans a bit cheaper. If you’re eyeing a $50K loan, your monthly payment could now be around $482–$611, depending on your payback plan. The real move? Don’t just stick with your current lender—shop around for the best deal and use those offers as leverage. A little rate drop can mean extra cash for your budget! #RealEstate #FedRateCut #HomeEquity00Share
