Should I Take the $140k Buyout to Retrain for Tech? 😰

Hey everyone, I'm really struggling with a big decision and could use some honest advice. My company just offered me a voluntary layoff package - $140k plus a year of health insurance. I'm 39, single, no kids, and honestly in decent financial shape. 💭 Right now I'm making $114k as a business analyst (plus 20% bonus) here in the Midwest. My skills are mostly SQL, systems auditing, and data analysis - my IT colleagues always say I'm a natural with technical stuff, but my degree isn't in tech. 😅 Here's what's eating at me: I want to use this year to retrain for something that pays $150k+ and won't get replaced by AI. But I'm terrified of making the wrong choice and ending up worse off than I am now. What would you do in my shoes? What skills should I focus on that actually have staying power? I'm losing sleep over this decision! 😩 #CareerChange #VoluntaryLayoff #TechTraining #JobCareer #Career