Heads up if you’ve got student loans: since payments restarted, a lot of folks have seen their credit scores nosedive—sometimes by over 100 points! The big shift? Loan servicers are back to reporting missed payments, so if you missed the memo (or just couldn’t pay), your credit might’ve taken a hit. Pro tip: If you missed a payment, try a "goodwill request" with your servicer or dispute it with the credit bureaus. It’s not a guarantee, but it worked for some! Stay on top of those emails and check your credit regularly! #StudentLoans #CreditScore #MoneyHacks #Adulting #PersonalFinance #Finance