Thinking about using your house like an ATM in retirement? With home prices way up, a HELOC (home equity line of credit) can be tempting for quick cash—whether it’s for a rainy day, a dream vacation, or fixing up the place. But beware: those low payments can balloon, especially if rates rise. If you’re just trying to cover bills, a reverse mortgage might be safer. Bottom line: borrowing against your home isn’t free money, so read the fine print and plan ahead! #RetirementHacks #HomeEquity #MoneyTips #HELOC #PersonalFinance #RealEstate