Tag: makemoney - Page 9

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Why I Let My Kids Destroy My Credit Cards

Dave Ramsey’s latest advice? Grab the scissors and let your kids help you cut up your credit cards. It’s not just about ditching debt – it’s about showing your family that living without plastic is possible. The big shift: more folks are swapping credit for debit or cash, even if it means some sacrifices and weird looks from friends. Want to build wealth? Start with the basics: spend less, save more, and let your kids see you do it. #Business #MakeMoney #MoneyHacks

Diane Carter

Should You Grab Social Security Early?

Heard Social Security might run low by 2033? Don’t panic—checks won’t vanish, but they could shrink. If you’re eyeing retirement, grabbing your benefits sooner could mean more money in your pocket before any cuts hit. Think of it as getting your coffee before the shop runs out of your favorite blend. But remember, starting early means smaller monthly checks for life, so weigh your options based on your health and savings. Timing really is everything! #Business #MakeMoney #SocialSecurity

Willie Morales

How to avoid surprise utility fees after loss

Getting hit with a $210 deposit just for transferring a utility account after a spouse passes away? That’s what happened to Marsha Thomas in Chicago, and it’s a wake-up call for anyone managing household bills after a loss. Even with a perfect payment record, she was charged as if she were a brand-new customer—until she pushed back and got her money refunded. The lesson: always double-check how your utility handles account changes, ask about deposit waivers, and don’t hesitate to escalate if something feels off. Anyone else run into surprise fees like this? Let’s share tips and experiences below. #Business #MakeMoney #ConsumerTips

Diane Carter

Atlanta couple faces $50K debt and no savings

Living in Atlanta with $50,000 in debt and zero retirement savings, Jenny and her husband are working five jobs between them—yet they’re still renting and struggling to get ahead. What’s holding them back? It’s not just the bills; it’s the lack of a shared financial plan. Jenny’s pushing for change, but her husband isn’t on the same page, and small habits like eating out keep adding up. Their story is a real reminder: getting out of debt takes teamwork, total honesty, and a budget you both believe in. How do you and your partner tackle money stress? #Business #MakeMoney #Atlanta

Christine Baxter

Is Your Retirement Fund a Snooze Button?

Ever feel like your retirement savings are on autopilot? Here’s the wake-up call: if you’re skipping your company’s 401(k) match or relying on your house to fund your golden years, you might be setting yourself up for a surprise. The big shift? More people are realizing that just “winging it” with savings or counting on a windfall isn’t enough. Start automating your savings and diversify your investments—future you will thank you! #Business #MakeMoney #MoneyHacks

Kathryn Olsen

4 Easy Money Moves for 2026 (No Big Spending!)

You don’t need a fat wallet to start saving more in 2026. Here’s the scoop: skip the pricey memberships and fancy strategies—just compare your insurance plans, call your phone or gym provider to ask for a better deal, and hit up your local library for free books and workspaces. Plus, if you’re good with credit cards, a simple 2% cash back card can put a little extra in your pocket every month. Small changes, big results! #Business #MakeMoney #MoneyHacks

Robyn Anderson

Don’t Let Social Security Shrink Your Latte Budget

Thinking about cashing in your Social Security at 62? Suze Orman says, hold up! Grabbing those checks early can chop your monthly payout by 30%. That’s like ordering a tall coffee and getting a short. If you’re healthy and can wait until 67, you’ll get the full cup. But if you need the cash now, just know you’re trading future comfort for today’s treat. Always weigh your health and lifestyle before making the call! #Business #MakeMoney #MoneyHacks

Robyn Anderson

How Seniors Can Dodge Surprise Tax Bills

Just because you’ve hit 80 doesn’t mean the IRS forgets about you! If most of your cash flow is from Social Security, you might not owe a dime. But if you’re pulling from a pension, investments, or old 401(k)s, taxes could still be on your plate. The trick? Know your income mix and the magic IRS thresholds. Bonus tip: Living in a tax-friendly state can stretch your retirement dollars even further. Smart planning now means more money for coffee runs and grandkid spoiling later! #Business #MakeMoney #retirementtips

Joseph Livingston

Tax Mistakes That Can Cost You (and How to Dodge Them)

Ever worry about the IRS giving your taxes the side-eye? Turns out, most audits aren’t about cheating—they’re about simple slip-ups, like a wrong number or forgetting a form. Even if you’re not rolling in cash, double-checking your info and filing on time can save you stress (and maybe even get you a refund). Pro tip: keep a separate account for tax money to avoid mix-ups! #Business #MakeMoney #MoneyHacks