Willie Morales+FollowRetiree Tax Hacks: Keep More Cash in 2026Did you know retiring doesn’t mean you’re done with tax tricks? For 2026, there are new ways for retirees to save, like a special $6,000 deduction for those 65+, using HSA money for Medicare, and even getting a tax break for small charitable donations—no need to itemize! The big shift: more tax perks are designed for everyday retirees, not just the super-wealthy. Don’t leave money on the table—these moves could stretch your budget further on a fixed income. #Business #MakeMoney #RetirementHacks00Share
nkent+FollowHow Dividends Can Shrink Your Social SecurityEver thought living off your investments in retirement was the dream? Turns out, if you’re raking in $40k a year from dividend funds like SCHD and VYM, you could accidentally trigger a tax booby trap: up to 85% of your Social Security gets taxed! The more you make, the more Uncle Sam wants. Before you go all-in on high-yield ETFs, run the numbers—sometimes less (taxable income) really is more. #Business #MakeMoney #RetirementHacks00Share
James Cook+FollowRetiring With a Big IRA? Here’s the RMD HackSo, you’re about to retire with a $2.6 million IRA—way above average! But now you’re sweating those required withdrawals (RMDs) and the tax hit. Here’s the scoop: you can dodge some of that tax drama by moving chunks of your IRA into a Roth account over a few years, not all at once. That way, you spread out the tax pain and keep your options open for future spending, travel, or even charity. Think of it as giving your future self more ways to enjoy your money! #Business #MakeMoney #RetirementHacks20Share
cody79+FollowHow a Roth Move Can Spike Your Medicare BillThinking about converting your IRA to a Roth for that sweet tax-free retirement? Heads up: doing it wrong could mean your Medicare premiums jump by thousands a year. The catch? Medicare looks at your income (MAGI), and a big Roth conversion can push you over the line, triggering a surprise bill. Pro tip: keep conversions just under the Medicare threshold for a smoother ride. It’s not just about taxes—watch your monthly cash flow! #Business #MakeMoney #retirementhacks01Share
Joseph Livingston+FollowCleveland homeowners: Tax relief is coming—just not yetProperty tax bills in Cleveland might look higher than expected this winter, but don’t panic—real savings are on the way. Thanks to a new state law, many homeowners will see lower bills, but the changes won’t show up until summer. If you pay now, you’ll get a credit or refund later. The biggest cuts will hit rural areas, while most of Cuyahoga County will see little change. Meanwhile, new local levies are still pushing some bills up. How do you feel about the timing and fairness of these tax changes? #Business #MakeMoney #Cleveland00Share
Diane Carter+FollowMy Parents Tanked My Credit—Now What?Imagine coming home from college and finding out your parents secretly opened credit cards in your name—and didn’t pay the bills. Ouch. If you ever get hit with surprise debt like this, first thing: freeze your credit so no one else can open accounts. Then, file a police report (yes, even if it’s family), dispute the charges, and start rebuilding with a secured card. And don’t forget to take care of your mental health—money drama is stressful! #Business #MakeMoney #CreditRepair00Share
Kathryn Olsen+FollowStop Social Security Surprises With These DatesEver had your Social Security check show up late or your Medicare cost change out of nowhere? Turns out, it’s all about timing. Marking key dates—like your payment day, Medicare open enrollment, and when tax forms arrive—can save you from last-minute money scrambles. Especially if you’re budgeting tight or helping a parent, a few calendar reminders can keep your cash flow smooth and your stress low. Which date trips you up most? #Business #MakeMoney #MoneyHacks10Share
cody79+FollowWhy Your Credit Card Bill Never ShrinksEver feel like your credit card balance is stuck on repeat? That’s because even if the Fed lowers rates, your card company keeps their cut sky-high. On a $5,000 balance, you’re racking up over $3 in interest every day, and minimum payments barely make a dent. The trick: pay more than the minimum and tackle your highest-rate cards first. Otherwise, you could be paying for those takeout dinners for decades! #Business #MakeMoney #MoneyHacks10Share
Emily Rogers+FollowJamie Dimon Wants Taxes to Skip the SwampHere’s a hot take for your next coffee break: JPMorgan’s Jamie Dimon says he’s cool with paying more taxes—as long as the cash doesn’t get lost in the D.C. maze. He wants any extra money from the rich to go straight to families and communities, not into endless government red tape. Dimon’s basically saying, tax the wealthy, but make sure it actually helps people, not just the bureaucracy. Would you pay more if you knew exactly where your money went? #Business #MakeMoney #JamieDimon00Share
cody79+FollowRetirement Feels Out of Reach? Here’s a FixFeeling like your retirement dreams are slipping away thanks to higher bills and market chaos? You’re not alone—nearly 40% of Americans are worried about running out of money. The good news: you can still take action. Nick Maggiulli suggests shifting some savings into short-term or local bonds to keep your nest egg steady. Focus on what you can control—like spending and smart investing—so you can actually relax about the future. #Business #MakeMoney #RetirementHacks00Share
