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James Cook

How Your Social Security Age Changes Your Paycheck

Thinking about when to start Social Security? Here’s the scoop: If you grab it at 62, your monthly check is a lot smaller than if you wait until 67 or even 70. Those who hold out get hundreds more each month, thanks to bigger payouts and cost-of-living bumps. But if you need the cash sooner, starting early can make sense—just know you’re locking in less for life. The best move? Check your own numbers online before you decide! #Business #MakeMoney #SocialSecurity

Diane Carter

How to Outsmart 2026's Top Money Worries

Quick coffee break tip: Even though most folks feel steady with their cash, a Fidelity survey says Americans are still sweating over three big things for 2026: higher grocery bills, surprise expenses (like the car breaking down), and rising healthcare costs. The hack? Review your budget, stash a little extra in an emergency fund, and check if you can use an HSA or FSA for medical stuff. A little planning now means less stress later! #Business #MakeMoney #MoneyHacks

Joseph Livingston

Social Security Raise: Why It Feels Like a Letdown

Here’s a quick coffee break reality check: Social Security checks are getting a 2.8% bump in 2026, but don’t get too excited. That extra $56 a month for the average retiree is already being eaten up by rising costs for groceries, rent, and medical bills. The formula used to calculate these raises doesn’t really match what seniors actually spend, so it’s no wonder many feel shortchanged. If you’re planning your budget, don’t count on this raise to cover all your new expenses—think of it as a small buffer, not a windfall. #Business #MakeMoney #SocialSecurity

Willie Morales

Are Your Retirement Savings on Track at 58?

Quick coffee break check-in: The average 58-year-old American has about $537K in retirement accounts, but most people actually have much less—around $185K. If your savings aren’t where you hoped, you’re not alone! The big shift? More folks are realizing they need to ramp up savings in their final working years. Now’s the time to bump up your 401(k) contributions, use catch-up options, and rethink your retirement timeline. Small tweaks now can make a big difference later! #Business #MakeMoney #RetirementReady

Joseph Livingston

Is the Stock Market on Shaky Ground?

Heads up: While the news loves to talk about the stock market hitting new highs, most of those gains are coming from just a handful of tech giants (think Apple, Amazon, and friends). If one of these big players stumbles, it could shake up everyone’s 401(k). Money hack? Set up automatic investments so you’re buying in regularly, rain or shine. And if you want to level up, consider learning about individual stocks for a shot at bigger gains—just know it takes more homework! #Business #MakeMoney #MoneyHacks

James Cook

Apple Card’s Big Move: What’s Changing?

Heads up if you use Apple Card! Apple is swapping out Goldman Sachs for Chase as the bank behind your shiny titanium card. The good news? Your 3% cash back and high-yield savings aren’t going anywhere. For now, it’s business as usual, but keep an eye out for updates as the switch happens over the next two years. It’s a big shakeup in how we pay for everything from groceries to gadgets! #Business #MakeMoney #AppleCard

Diane Carter

Retiring Soon? Don’t Make These Money Mistakes

Thinking about clocking out for good in 2026? Before you start planning endless beach days, watch out for some sneaky retirement slip-ups. For example, cashing out your investments too early might feel safe, but it could leave you with less money to spend on your hobbies or travel later. Also, don’t forget about those healthcare bills—Medicare doesn’t kick in until 65! A little planning now can mean a lot more fun (and less stress) later. #Business #MakeMoney #RetirementTips

cody79

Ever Paid a Weird Charge? You Can Still Fight It!

Ever spot a weird charge on your credit card after you’ve already paid the bill? Good news: you can still dispute it! Whether it’s a double charge, a subscription you canceled, or a refund that never showed up, your money isn’t gone for good. Credit card companies actually expect people to catch mistakes late, so don’t be shy about flagging errors. Double-check those statements—your wallet will thank you! #Business #MakeMoney #MoneyHacks

Kathryn Olsen

Are credit card points really worth it for small businesses?

Spending $20K a month on business expenses sounds like a perfect setup for racking up credit card rewards, right? But financial guru Dave Ramsey calls those points a 'scam'—not illegal, just a distraction from real business growth. While nearly 90% of small businesses use credit cards for perks like points and payment flexibility, almost half struggle with debt and interest that can wipe out any rewards. The real game-changer, Ramsey says, is staying profitable and debt-free. Do you think rewards are a smart business move, or do they just tempt owners to overspend? Let’s hear your take! #Business #MakeMoney #SmallBusiness

Emily Rogers

How One Favor Tanked Her Credit Score

Ever thought about letting a family member use your credit card for a quick bill? One woman did—and ended up $8,000 in debt after her mom went on a spending spree. Her credit score dropped nearly 100 points overnight, all because she wanted to help. The lesson? Set clear money boundaries, even with family, and always keep an eye on your accounts. Trust, but verify! #Business #MakeMoney #MoneyMatters

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