nkent+FollowAre You Secretly Winning at Retirement?Ever wonder if your retirement savings are actually ahead of the game? Turns out, if you’ve started saving early, know your target number, or have more than $18k stashed by 35, you’re beating most Americans. The big shift: more people are starting late and dipping into their savings early, which can set you back. The lifehack? Even small, consistent contributions (and not touching your nest egg) can make you a retirement rockstar. Time to check your score! #Business #MakeMoney #MoneyLifehacks00Share
Willie Morales+FollowShould You Pay Mom’s Credit Card Debt?Here’s a money lifehack for anyone dealing with a family loss: If you get a life insurance payout after a parent passes, you don’t have to use that money to pay off their credit card bills—unless you co-signed or agreed in writing. Credit card debt is tied to the estate, not to you personally. Don’t let family guilt-trips drain your financial cushion. Protect your wallet and know your rights! #Business #MakeMoney #MoneyLifehacks10Share
cody79+FollowRetirement Isn’t a Magic Trick—Here’s How to Not Go BrokeThinking your 401(k) will save you? Kevin O’Leary says think again. His five no-nonsense rules for retirement are all about real-life habits: save at least 15% of your income, kill your debt before you stop working, stash an emergency fund, invest for steady cash flow (not thrills), and don’t count on your 401(k) to fix bad money habits. The big shift? Retirement is pricier than ever, and winging it just won’t cut it. Treat these rules like your money’s safety net! #Business #MakeMoney #RetirementPlanning50Share
Christine Baxter+FollowWhen Your Car Payments Eat Your PaycheckEver feel like your car is driving your wallet off a cliff? One couple with three kids called Dave Ramsey for help after racking up $140K in debt—half of it just on cars! With a stay-at-home mom, student loans, and a new business, their monthly bills were outpacing their income. Ramsey’s blunt advice: ditch the fancy wheels and boost your income ASAP. Lesson? If your car payment is bigger than your grocery bill, it’s time to downsize! #Business #MakeMoney #MoneyTalks01Share
Willie Morales+FollowNew IRS Tax Deductions: What’s in It for You?Tax season is almost here, and the IRS is shaking things up with new standard deductions for 2025. If you usually just take the easy route on your taxes, good news: the standard deduction is going up, which means you could keep more of your paycheck. No need to keep every coffee receipt—just claim the new amount and watch your tax bill shrink! #Business #MakeMoney #taxseason00Share
James Cook+Follow10 Tax Docs Seniors Need for 2026 DeductionsTax season just got a makeover for retirees! Thanks to the new One Big Beautiful Bill Act, there are fresh deductions like the $6,000 Senior Bonus and car loan interest breaks—but only if you bring the right paperwork. Miss a form, and you could lose out on thousands or even trigger an IRS audit. Pro tip: Gather those new forms (like 1099-DA for crypto) early, and double-check your receipts. It’s the easiest way to keep more cash in your pocket and avoid tax-time headaches! #Business #MakeMoney #TaxSeason202600Share
Christine Baxter+FollowTreating Your House Like an ATM? Yikes!Ever thought of using your home equity line of credit (HELOC) like a giant credit card? One caller to The Ramsey Show did just that, racking up $400K in debt—even with a $500K income! The big takeaway: easy access to home equity can make overspending way too tempting. If you’re tempted to dip into your home’s value for non-essentials, set a strict budget and pay it down fast—your future self (and your house) will thank you! #Business #MakeMoney #MoneyHacks00Share
Diane Carter+FollowSurprising Social Security Facts for Your WalletDid you know Social Security isn’t just for retirees? Even kids and spouses can sometimes get benefits, and your monthly check might be less than you expect if you claim early. The biggest surprise: full retirement age is now 67 for most of us, so waiting could mean more money in your pocket. Take a few minutes to check your Social Security account—even if you’re years from retiring. It’s a smart move for your future self! #Business #MakeMoney #MoneyHacks00Share
nkent+FollowHow Your Credit Score Can Save You $$Ever wonder why your friend gets a lower car loan rate? It’s all about that credit score! Most folks have a score around 705, and keeping yours in the 'good' zone (think 670+) can unlock better deals on everything from mortgages to rewards cards. The big shift? Buy Now Pay Later services are shaking up how scores are built—great if you pay on time, risky if you don’t. Pro tip: Set up auto-pay and check your score for free through your bank! #Business #MakeMoney #CreditScore00Share
James Cook+FollowHow Seniors Can Score a $6,000 Tax BreakHeads up if you or your parents are 65 or older: there’s a new $6,000 tax deduction coming your way next tax season. That could mean an extra $670 (or more!) back in your pocket—enough for a few months of groceries or a mini getaway. The catch? You need to know about it to claim it, and not everyone does. So, spread the word and help someone save! #Business #MakeMoney #TaxTips01Share
