Tag Page SmartDriving

#SmartDriving
lawrencehowell

Protect your future self — a few extra dollars now can save you big later!

Insurance isn't just a box to check — it’s real protection. I can’t tell you how many people refused Bodily Injury Liability or Uninsured Motorist coverage because they thought, "I'm not planning on getting into an accident." Well... nobody ever plans on it! 😬 You don’t have to max out your coverage, but at least get a quote for limits higher than the legal minimum. You might be surprised how affordable better protection actually is — and trust me, future you will thank you. It’s heartbreaking seeing people stuck after a crash because they carried barebones coverage. Also, if you ever cancel a policy, remember: you’re legally entitled to a refund for any unused premium. Whether you're switching to a cheaper insurer or selling your car, don't just let the policy expire. Call, cancel, and get your money back! Anyone here ever saved a ton by switching mid-policy? #InsuranceAdvice #CarInsuranceTips #ProtectYourself #SmartDriving #RoadLife

Protect your future self — a few extra dollars now can save you big later!
warrenmichael

Perfect driving score? Still punished. Here’s why I’m done.

I thought trying out one of those driving apps would save me money. I drove carefully—no hard brakes, no rapid acceleration, nothing risky. I even scored a perfect on their driving evaluation. 🚗✨ But guess what? My rate still went up. Why? Because I drove at “high-risk” times like 4:30 AM for work, and apparently, I racked up more miles than they liked—even though it was still less than what I originally disclosed when I first got quoted. It felt like no matter how perfect my driving was, I was set up to fail unless I barely drove at all. Honestly, these apps seem like a straight-up scam unless you’re barely on the road. Lesson learned the hard way! Have you ever tried a telematics program? How did it go for you? #DrivingApps #CarInsurance #InsuranceScams #SmartDriving #Telematics

Perfect driving score? Still punished. Here’s why I’m done.
lawrencehowell

Leaving the country? Had a not-at-fault accident? Here’s the real deal.

People ask these car insurance questions all the time — and honestly, they’re important! If you're leaving the country for a few months, check if your insurer offers a "storage" mode. It keeps your physical damage coverage active but at a much cheaper rate than full coverage. Got into a not-at-fault accident? Sorry, but your rates might still go up. Insurance is all about stats, and someone who's had any kind of accident is seen as a higher risk compared to someone who hasn’t. Making a claim like a cracked windshield? Good news: most comprehensive claims (like glass damage) typically don’t affect your rates — unless it's something big like theft or vandalism. And when it comes to choosing insurers, if you’re picking from major companies and the coverage is identical, the biggest differences you’ll notice are in customer service and claims handling, not the actual coverage itself. Have you ever been surprised by how your insurer handled a claim? Share below! #InsuranceTips #DrivingAdvice #CarInsuranceQuestions #SmartDriving #InsuranceFacts

Leaving the country? Had a not-at-fault accident? Here’s the real deal.