Tag Page RoadLife

#RoadLife
lawrencehowell

Protect your future self — a few extra dollars now can save you big later!

Insurance isn't just a box to check — it’s real protection. I can’t tell you how many people refused Bodily Injury Liability or Uninsured Motorist coverage because they thought, "I'm not planning on getting into an accident." Well... nobody ever plans on it! 😬 You don’t have to max out your coverage, but at least get a quote for limits higher than the legal minimum. You might be surprised how affordable better protection actually is — and trust me, future you will thank you. It’s heartbreaking seeing people stuck after a crash because they carried barebones coverage. Also, if you ever cancel a policy, remember: you’re legally entitled to a refund for any unused premium. Whether you're switching to a cheaper insurer or selling your car, don't just let the policy expire. Call, cancel, and get your money back! Anyone here ever saved a ton by switching mid-policy? #InsuranceAdvice #CarInsuranceTips #ProtectYourself #SmartDriving #RoadLife

Protect your future self — a few extra dollars now can save you big later!
lawrencehowell

A little effort now can save you a lot of money (and headaches) later!

One thing I’ve learned about car insurance — it pays to shop around every year or two. Rates change all the time, especially as repair costs keep climbing. It’s not personal when your premium jumps; it’s just how the industry works. Set aside an hour once a year to get quotes directly from insurance company websites (skip those aggregator sites — they’re often way off). You might find a much better deal! Also, never, ever let your insurance lapse. Even a short gap can lead to fines, suspended licenses, and sky-high rates when you try to get covered again. If money’s tight, drop to your state’s bare minimums, but whatever you do, keep it active. And if you can, pay your policy in full — most companies will knock a good chunk off your bill if you do. Little habits like these make a huge difference. 💸 Got any other insurance tips you swear by? #CarInsuranceTips #SaveMoneyDriving #InsuranceAdvice #DrivingSmart #RoadLife

A little effort now can save you a lot of money (and headaches) later!
lawrencehowell

A few things I wish more drivers knew before shopping for coverage!

One thing I saw every day working with insurance: never try to hide accidents, tickets, or suspensions. Insurers always find out. When they do, they'll either hike your premium to what it should've been or cancel your policy entirely. Save yourself (and everyone else) the headache — be upfront and get an accurate quote from the start. Also, your car is just a small piece of what determines your rate. You might drive an old 2004 Camry, but if you rack up 15,000 miles a year, live in Miami, and have two accidents on record, your insurance will still be expensive. Plus, in many places, your credit score plays a huge role in pricing — it’s basically a trust factor for paying bills on time. And if you're cool with data tracking, telematics programs like Snapshot or DriveEasy can save you serious cash — just make sure you drive safely and pick a good company. 🚗📲 What’s the best or worst insurance surprise you've ever had? #CarInsuranceAdvice #DrivingSmart #InsuranceTips #KnowBeforeYouGo #RoadLife

A few things I wish more drivers knew before shopping for coverage!