Matthew Jackson+FollowHow I Hacked My Mortgage Rate DownDid you know you can actually haggle your mortgage rate? With rates creeping close to 7%, homebuyers are feeling the pinch. But here’s the scoop: lenders have some wiggle room, especially now that fewer people are buying. Clean up your credit, shop around, and don’t be shy—ask for a better deal or even for fees to be knocked off. Every little bit you save now adds up big time over 30 years! #HomeBuyingHacks #MortgageTips #MoneyMoves #RealEstate10Share
russellolson+FollowWhy Your Mortgage Rate Isn't BudgingGrab your coffee—mortgage rates are holding steady this week, with the 30-year fixed hovering around 6.93%. If you’re house hunting, that means your monthly payment on a $100K loan is about $660 (before taxes and insurance). The big shift? Jumbo loans just got pricier, so if you’re eyeing a dream home, expect a higher bill. No major drops expected soon, so focus on boosting your credit score or saving for a bigger down payment to snag a better deal! #MortgageTips #HomeBuying #MoneyHacks #RealEstate10Share
megan01+FollowMortgage Rates: Why Your Coffee Costs LessThinking about buying a home or refinancing? Mortgage rates are still hanging just under 7%, which is a bit of a relief after flirting with higher numbers last week. The back-and-forth is thanks to tariff drama—when tariffs go up, so can your future mortgage payments. If you’re house hunting, now’s the time to shop around for the best deal and maybe even ask lenders about ways to lower your rate. Every little bit helps keep your monthly payments in check! #MortgageTips #HomeBuying #MoneyHacks #RealEstate00Share
Denise Kemp+FollowWhy Your Mortgage Rate Isn't BudgingThinking about buying a home or refinancing? Mortgage rates are basically stuck in neutral right now—30-year loans are hovering around 6.9%. That’s only a hair lower than last week, so don’t expect a sudden drop. The real drama? Even with the Fed trying to help, rates aren’t falling much, so if you’re waiting for a big dip, you might be waiting a while. Pro tip: Use a mortgage calculator to see what your monthly payment would look like before you jump in! #HomeBuying #MortgageTips #MoneyHacks #RealEstate10Share
Aaron Ballard+FollowWhy Are People Still Buying Homes Now?Even though mortgage rates just hit their highest point since January (almost 7%!), more folks are jumping into the home-buying game. Why? There are finally more houses to choose from, so buyers aren’t letting higher rates scare them off. If you’re thinking about refinancing, though, you might want to wait—refi applications took a nosedive. Basically, if you spot a house you love, you’re not alone! #HomeBuying #MortgageTips #MoneyMoves #RealEstate71Share
megan01+FollowWhy Your Mortgage Rate Feels Stuck at 7%Thinking about buying a home? Brace yourself—mortgage rates are hanging around 7%, and there’s no clear sign they’ll drop soon. The recent tax bill is making waves, adding uncertainty and keeping rates high. If you’re house hunting, now’s the time to tidy up your credit and save for a bigger down payment. Pro tip: shop around with multiple lenders to snag the best deal, and consider buying down your rate to lower those monthly payments. Every little bit helps! #MortgageTips #HomeBuying #PersonalFinance #RealEstate00Share
Heather Moore+FollowWhy Your Neighbor's Mortgage Rate Is LowerEver wonder why your friend in New York brags about their mortgage rate while yours feels sky-high? Mortgage rates actually change depending on where you live, thanks to local lender competition and state rules. Right now, states like NY and CA are seeing the lowest rates, while places like Alaska and Hawaii are pricier. Pro tip: Don’t just grab the first rate you see—shop around! Even a small difference can save you big bucks over time. #MortgageTips #HomeBuying #MoneyHacks #RealEstate30Share
Denise Kemp+FollowThinking of Ditching Your Mortgage Co-Signer?Buying a home is tough these days—prices and rates are sky-high! That’s why more folks are teaming up with family or friends as co-signers to snag a mortgage. It’s a great shortcut if your credit isn’t perfect, but remember: if you miss a payment, your co-signer’s wallet (and credit score) takes a hit too. Want out? You’ll need to refinance, check if your loan is assumable, or (worst case) look at bankruptcy. Always read the fine print before making moves! #HomeBuyingHacks #MortgageTips #MoneyMatters #RealEstate10Share
Matthew Jackson+FollowWhy Your Neighbor’s Mortgage Is CheaperEver wonder why your friend in Texas brags about their low mortgage rate while you’re stuck with a higher one? It’s not just luck—rates actually change by state, thanks to local lenders, credit trends, and even state rules. Right now, New York, California, and Florida are scoring the lowest rates, while Alaska and Vermont are on the pricier side. Pro tip: Always shop around for your mortgage, because the best deal might be just across state lines (or at another lender). #MortgageTips #HomeBuying #MoneyHacks #RealEstate #Finance00Share
Matthew Jackson+FollowWould You Ditch a 2.3% Mortgage?Ever thought about trading your sweet 2.3% mortgage for a bigger, pricier dream home? That’s the dilemma a Reddit user is facing—stick with the affordable starter house, or go all-in on a $650k upgrade (with a much higher monthly payment). The catch? Moving up means less cash for fun stuff and maybe working longer before retirement. Some folks even consider renting out the old place to help with costs, but being a landlord isn’t for everyone. Would you stay put or chase the dream? #HomeBuying #PersonalFinance #MortgageTips #MoneyMoves #RealEstate25Share
