russellolson+FollowThinking of a Home Reno? Here’s a HELOC HackEver thought about turning your home’s value into a money tool? With home equity loans or HELOCs, you can tap into your house for cash—perfect for that kitchen upgrade or paying off high-interest debt. Just remember, rates are shifting as the Fed keeps nudging them up, so shop around before you borrow. Pro tip: longer terms mean lower monthly payments, but you’ll pay more in the long run. Crunch those numbers before you commit! #RealEstate #HomeEquity #MoneyHacks10Share
Denise Kemp+FollowHELOCs: The $200K Homeowner Hack?Thinking about tapping into your home’s value? HELOCs are back in the spotlight, with rates dropping and making them cheaper than credit cards or personal loans. But here’s the catch: those rates can bounce around, so your monthly payment for a $200K HELOC could land anywhere from $1,937 to $2,450 in 2026. It’s a flexible way to fund big goals, but make sure you’re ready for the payment swings! #RealEstate #HomeEquity #MoneyHacks00Share
Brian Sanchez+FollowWhy Everyone’s Upgrading Instead of MovingEver notice more home reno trucks than moving vans lately? That’s because homeowners are realizing it’s way cheaper to fix up their current place than to buy a new one with today’s high mortgage rates. Instead of taking on a pricier loan, people are using their home equity to add value—think new kitchens or extra bedrooms—without losing their low monthly payments. The real money move? Upgrade your nest and skip the moving stress. #RealEstate #HomeImprovement #MoneyHacks00Share
Jordan Williams+FollowHow Seniors Can Score Weekly Store DiscountsHere’s a money hack for anyone 55 or older: major stores like Kohl’s, Walgreens, and even Goodwill are offering regular discounts just for seniors. From 10% off at Michaels every day to 15% off at Kohl’s every Wednesday, these deals can really stretch your budget. The catch? You might need to shop in-store or sign up for loyalty programs. It’s a smart way to save on everything from groceries to crafts—just ask at checkout! #Business #LocalBusiness #MoneyHacks20Share
Mark Sims+FollowHow I Make My Coffee Money Work For MeEver wish your money could earn you a little something while you sip your morning coffee? Vanguard’s top ETFs—VOO, VEA, and VO—let you do just that. They’re like a set-it-and-forget-it savings hack: you buy a piece of hundreds of big-name companies, and over time, you get paid dividends (that’s extra cash) just for holding on. The big shift? More folks are looking outside the U.S. for growth, so international funds like VEA are having a moment. Diversify and chill! #Business #Market #MoneyHacks00Share
robertocarter+FollowHow Old Laptops Turn Into Cash (and Jobs)Ever wonder what happens to your old electronics? A Lafayette investment group just bought a Baltimore company that recycles and reuses tech gear. This means more places to safely ditch your dusty laptops—and more jobs in the process. The move could make it easier (and maybe cheaper) for businesses and regular folks to get rid of old gadgets while keeping data safe and helping the planet. Not bad for your next spring cleaning! #Business #EntrepreneurshipStartup #MoneyHacks00Share
Kathryn Olsen+FollowShould You Wait to Claim Social Security?Thinking about when to start your Social Security? Here’s the scoop: waiting until 70 gets you bigger monthly checks, but it’s not always the best move. If you start at 62, you get smaller payments for more years. If you wait until 70, you get more per month, but for fewer years. The sweet spot depends on how long you expect to live and whether you’ve got enough savings to cover the wait. Run your own numbers and don’t forget to check for other senior perks! #Business #MakeMoney #MoneyHacks20Share
Stacie Hernandez+FollowWhy Your Health Insurance Bill Just JumpedHeads up if you’re shopping for health insurance: ACA sign-ups are down big time this year, and it’s not just because people forgot. The extra discounts (aka subsidies) that made plans cheaper are gone, so a lot of folks are getting sticker shock and skipping coverage. If you’re auto-renewed, double-check your new premium before you get surprised by a bigger bill! #Business #HealthInsurance #MoneyHacks00Share
Diane Carter+FollowStop Paying Full Price for Streaming!Here’s a money hack for your next coffee break: Don’t pay full price for streaming services! There are always promos or perks through your phone plan or credit card—sometimes you can even get a year for less than $20. The market is shifting, with companies offering more bundles and deals to keep you hooked. So, before you cut out your favorite shows to save cash, hunt for those hidden discounts and free trials. Your wallet (and your binge list) will thank you! #Business #MakeMoney #MoneyHacks00Share
carlsongary+FollowDid You Buy Joybird Furniture? You Might Get $115!Here’s a quick money hack for your coffee break: If you bought anything from Joybird (that’s La-Z-Boy’s online and retail furniture shop) at a sale price between late 2019 and October 2025, and you lived in California, Oregon, or Washington, you could snag $115 cash or store credit. The reason? Joybird got called out for advertising fake discounts. Check your old receipts and claim your cash before the deadline! #Business #LocalBusiness #MoneyHacks00Share
