Tag: MoneyHacks - Page 6

#MoneyHacks

Robyn Anderson

Don’t Let Social Security Shrink Your Latte Budget

Thinking about cashing in your Social Security at 62? Suze Orman says, hold up! Grabbing those checks early can chop your monthly payout by 30%. That’s like ordering a tall coffee and getting a short. If you’re healthy and can wait until 67, you’ll get the full cup. But if you need the cash now, just know you’re trading future comfort for today’s treat. Always weigh your health and lifestyle before making the call! #Business #MakeMoney #MoneyHacks

Robert Mayo

Are You Too Stocked Up?

Did you know Americans now have nearly half their savings riding on the stock market? That’s a record high! It feels great when stocks are up, but if the market dips, it could hit everything from your grocery budget to your vacation plans. The big takeaway: don’t let your nest egg get scrambled—take a quick look at your accounts and make sure you’re not putting all your eggs in one basket. A little balance goes a long way! #Business #Market #MoneyHacks

Willie Morales

Stop Drip-Feeding Your Roth IRA!

Here’s a quick money hack for your next coffee break: If you’re putting money into your Roth IRA bit by bit each month, you might be leaving cash on the table. Studies show that dropping your whole annual contribution in one go (as early in the year as you can) usually grows your savings faster. The sooner your money’s in, the longer it can work for you. If you can swing it, go lump sum and let compounding do its thing! #Business #MakeMoney #MoneyHacks

Kathryn Olsen

4 Easy Money Moves for 2026 (No Big Spending!)

You don’t need a fat wallet to start saving more in 2026. Here’s the scoop: skip the pricey memberships and fancy strategies—just compare your insurance plans, call your phone or gym provider to ask for a better deal, and hit up your local library for free books and workspaces. Plus, if you’re good with credit cards, a simple 2% cash back card can put a little extra in your pocket every month. Small changes, big results! #Business #MakeMoney #MoneyHacks

russellolson

Home Insurance in 2026: Keep Your Receipts!

Heads up, homeowners: by 2026, insurance companies want more proof before they’ll cover or renew your policy. Think of it like prepping for a big move—snap photos of your stuff, keep receipts for renovations, and store everything in the cloud. Why? Insurers are getting picky because storms and repairs are costing more, so your paperwork could mean the difference between a smooth claim and a big headache. Treat your home docs like a money-saving lifehack! #RealEstate #HomeInsurance #MoneyHacks

Diane Carter

How to Not Get Scammed With Big Checks

Ever get handed a cashier’s check for a car or house deal and think, “Sweet, I’m set”? Not so fast. Scammers love these checks because banks make the money look available fast, but if the check is fake, you’re on the hook—sometimes weeks later. Always verify the check with the issuing bank (don’t use the number on the check!) and never hand over your car or keys until you’re 100% sure the money is real. Protect your wallet! #Business #MakeMoney #MoneyHacks

Bryan Grant

Why Your Change Is Getting Rounded Up

Heads up: your penny jar could be more valuable than you think! With the U.S. pausing new penny production, stores are running low and many are rounding your change up to the nearest nickel. Some spots even offer gift cards or freebies for your spare coins. So, if you’re paying cash, don’t be surprised if you get a little bonus—or get asked to use a card instead. Time to cash in that coin stash! #Business #LocalBusiness #MoneyHacks

Gregory Mann

How to Get Monthly Cash Flow Like a Pro

Ever wish your savings could pay you every month, like clockwork? Check out the iShares Investment Grade Bond ETF (LQD)—it’s basically a basket of 3,000+ company IOUs that paid out a 10% return last year, plus steady monthly income. The catch? If interest rates jump, your balance could dip. For lower fees, Vanguard’s VCIT is a solid swap. Perfect for those who want mailbox money, but not for folks who panic at price swings! #Business #Market #MoneyHacks

Danielle Anderson

Why These 3 Giants Rule Your Digital Life

Ever wonder why your phone, work, and Google searches just work? It’s because three companies—ASML, Microsoft, and Alphabet (Google)—pretty much own their corners of tech. ASML makes the machines behind every advanced chip, Microsoft is the go-to for office work, and Google is the king of search. For us, that means convenience, but it also means fewer choices and higher prices. Still, if you’re investing for the long haul, these giants are hard to beat for steady growth. #Business #Market #MoneyHacks