Christine Baxter+FollowHow Much $$ Is 'Middle Class' in Your 70s?Ever wonder if your retirement stash is enough? Turns out, being 'middle class' in your 70s means having a net worth between $500K and $1.5M—think paid-off house, Medicare, and enough for groceries, bills, and a few getaways. The big shift? It’s less about your monthly paycheck and more about whether your savings and Social Security can cover your lifestyle. Pro tip: Downsizing or turning savings into steady income can help stretch your dollars! #RetirementGoals #MoneyTalk #MiddleClass #Finance20Share
Samantha Welch+FollowWhy Buying a Home Feels Impossible NowEver feel like homeownership is slipping out of reach, even with a solid job? You’re not alone. Only 1 in 5 homes listed are affordable for middle-class families these days—way down from before the pandemic. Blame it on too few homes being built and rising prices. Cities with strict building rules (think LA or parts of Pennsylvania) are especially tough. Some spots like Raleigh and Columbia are getting better, thanks to more new builds. Maybe it’s time to look at smaller cities or creative options like micro-apartments! #HomeBuying #MiddleClass #RealEstate #AffordableHousing #MoneyHacks00Share
Joseph Livingston+FollowWhy I'm Skipping That Designer Bag This YearEver notice your friends aren't flashing as many new designer bags lately? Turns out, the middle class is dialing back on luxury splurges, thanks to higher prices and tighter budgets. The luxury market actually shrank for the first time in 15 years! People who used to treat themselves to fancy watches or handbags are now thinking twice, focusing more on essentials than on status buys. Maybe it's time to rethink what 'treat yourself' really means! #MoneyTalks #LuxuryLife #SmartSpending #MiddleClass #LifestyleChoices #Finance00Share