cody79+FollowThe one line in your insurance renewal that changes everythingThat stack of insurance renewal papers might look routine, but a single phrase buried on the first page can mean your coverage just shifted—sometimes in a big way. Watch for terms like “change in policy terms” or “conditional renewal”—that’s your heads-up that your insurer is tweaking your protection, not just your price. In places like Florida, the law says they have to flag these changes, not hide them in fine print. Have you ever caught a coverage change before it cost you? Let’s swap stories and tips on how to spot these quiet updates before they hit your wallet. #Business #MakeMoney #InsuranceTips00Share
Emily Rogers+FollowScammers freeze retiree’s bank account in toll fee schemeA single phone call about “unpaid toll fees” left a retired teacher locked out of his own bank account—just by following what sounded like official instructions. These toll and text scams are getting more convincing, using urgent language and fake authority to pressure people, especially older adults, into sharing sensitive info. It’s not just about tolls: similar tactics now target everything from package deliveries to bank alerts. The best defense? Never pay or share card details over the phone or text, and always double-check with the real agency or bank. Has anyone in our community spotted these scams lately? #Business #MakeMoney #ScamAlert00Share
cody79+FollowDon’t Let Your 401(k) Bite Back in Your 70sQuick tip for anyone with a 401(k): once you hit your 70s, the rules change and the stakes get higher. Forgetting to take out the right amount each year can mean a big tax penalty—think of it like missing a bill and getting slammed with late fees. Plus, pulling too much can bump up your Medicare costs. Stay on top of your withdrawals and double-check your account details to keep more cash in your pocket for the fun stuff. #Business #MakeMoney #RetirementTips10Share
Christine Baxter+FollowHomeowner Tax Hacks: What Can You Deduct?If you own a home, tax season could mean extra cash in your pocket—if you know what to claim. The classic mortgage interest deduction is still around, but fewer folks use it since the standard deduction got a boost. Big news this year: you can now deduct way more in state and local taxes (up to $40K!). But, energy upgrade credits are out unless you finished the work by the end of 2025. Check your receipts and see if itemizing beats the standard deduction for you! #Business #MakeMoney #HomeownerHacks00Share
Kathryn Olsen+FollowStop Letting Your Bank Account Hold You BackEver feel like your bank account is your safe zone? Turns out, stashing too much cash there could be slowing down your money goals. Financial YouTuber Humphrey Yang says the low interest rates in regular savings accounts mean your cash is basically napping while inflation eats away at its value. Instead, try splitting your money into buckets for bills, goals, and investments—so your dollars are actually working for you, not just sitting pretty. #Business #MakeMoney #MoneyHacks00Share
Christine Baxter+FollowCar Loan Traps to Dodge Before You SignThinking about upgrading your wheels? Before you get dazzled by that new car smell, watch out for sneaky car loan traps. If the interest rate feels more like a credit card than a car loan, or the dealer is rushing you to sign, hit pause. Stretching payments over too many years or skipping a down payment can leave you paying way more in the long run. Always compare offers—your wallet will thank you! #Business #MakeMoney #CarBuyingTips00Share
Willie Morales+FollowHow Grandma Got Her $15K Back From the BankEver worry your bank won’t have your back if scammers drain your account? One Texas grandma lost nearly all her savings to fraud, and her bank kept saying “not our problem”—until her story hit the news. Suddenly, Wells Fargo changed its tune and returned her $15,000. The lesson? Sometimes, going public is the real money move when private complaints get ignored. Keep your receipts and don’t be afraid to make some noise! #Business #MakeMoney #MoneyHacks10Share
Diane Carter+FollowWould a Flat Tax Make Filing Easier?Ever wish tax season was less of a headache? Imagine if everyone paid the same income tax rate—no more hunting for deductions or worrying about which bracket you’re in. That’s the flat tax idea. It could make filing a breeze, but here’s the catch: high earners might pay less, while regular folks could pay more. So, it’s a mixed bag—easier forms, but maybe a bigger bill for some. #Business #MakeMoney #taxesimplified00Share
Diane Carter+FollowTax Season Hack: Max Out Your Refund!Heads up: tax season kicks off Jan. 26, and the IRS is rolling out new tax brackets and a bigger standard deduction for 2025. Most of us just take the standard deduction—no receipts or spreadsheets needed—so check the new numbers before you file. The IRS tweaks these every year for inflation, so you might save more than you think. Pro tip: double-check your bracket and deduction to keep more cash in your pocket! #Business #MakeMoney #TaxSeason30Share
Robyn Anderson+FollowHow Your Birthday Can Boost Your Social SecurityThinking about when to start Social Security? Here’s the scoop: if you claim at 62, your monthly check is smaller, but you get paid sooner. Wait until 67 or even 70, and your monthly payout jumps—sometimes by hundreds of dollars. The trick is balancing how soon you need the cash with how much you want each month. Check your own numbers at SSA.gov and play with the options before you decide. It’s like picking between an early treat or a bigger slice of cake later! #Business #MakeMoney #SocialSecurity30Share