Joseph Livingston+FollowBoomers’ Secret Sauce for Beating InflationFeeling like your Social Security raise disappeared overnight? You’re not alone—rising Medicare premiums are gobbling up those extra dollars. But here’s the coffee break scoop: savvy Boomers are fighting back with simple money moves. They’re ditching impulse buys, canceling unused subscriptions, and moving cash to high-yield savings. Even a couple of ‘no-spend’ days a week adds up. The real trick? Treat every dollar like it counts—because it does! Which habit are you trying first? #Business #MakeMoney #MoneyHacks00Share
Christine Baxter+FollowWould You Go Cash-Only for a Month?Ever thought about ditching your cards and paying only with cash? The TikTok-famous 'cash stuffing' trend is all about using envelopes to budget, and it really does make you think twice before buying. People spend way less because handing over real bills hurts more than swiping a card. But heads up: you’ll miss out on card rewards, online deals, and fraud protection. Plus, lose your cash and it’s gone for good. Maybe just treat your card like cash for the best of both worlds! #Business #MakeMoney #MoneyHacks20Share
nkent+FollowThe Social Security Surprise Nobody Warned Me AboutHeads up if you’re counting on Social Security: a quiet rule change means filing for benefits early could shrink your monthly check more than you expect. The government keeps nudging up the age for “full” benefits, so if you claim at 62, you’ll get a bigger haircut than your parents did. It’s not just fine print—this can mean hundreds less each month, and it’s tough to fix after you’ve filed. Before you pick a date, double-check your numbers and keep some backup savings handy! #Business #MakeMoney #retirementplanning30Share
Christine Baxter+Follow$400M in COVID Loans: Who Gets Banned Next?Grab your coffee—here’s a wild one: Nearly 7,000 Minnesota businesses just got blacklisted from future government loans after the feds found $400 million in fishy COVID relief claims. This isn’t just a local mess; it’s a test run for how the government might crack down on sketchy aid everywhere. If you ever applied for a pandemic loan, double-check your paperwork—next time, the rules (and the audits) could be a lot tougher! #Business #MakeMoney #COVIDRelief40Share
Joseph Livingston+FollowCar Loan Tax Breaks: Not for Everyone!Thinking about cashing in on that new car loan tax deduction? Not so fast! The shiny new tax break only applies if you bought a brand-new car (not used or leased) assembled in the U.S. And if you rolled over debt from your old car, you can’t deduct that interest either. Bottom line: double-check your paperwork and where your car was built before dreaming of a bigger tax refund. Don’t let fine print stall your savings! #Business #MakeMoney #MoneyHacks00Share
Joseph Livingston+FollowHow to Find $10K Hiding in Your Everyday LifeEver wonder where your money disappears? Turns out, retirees (and honestly, anyone) can pocket up to $10,000 by 2026 just by making a few lifestyle tweaks. Think: picking up a fun side gig, switching to store brands, or selling those old knick-knacks online. Even cutting back on takeout and streaming can add up fast. The real drama? Realizing your daily habits are the biggest money leaks. Try one or two tips and watch your savings grow—no finance degree required! #Business #MakeMoney #MoneyHacks00Share
Christine Baxter+FollowCD Maturing? Don’t Let the Bank Auto-Renew!Heads up if your CD is about to mature: don’t just let it roll over! With interest rates dropping, your bank’s auto-renewal could lock your money into a lower rate. Instead, set a reminder for your CD’s maturity date and shop around for better deals. Or, try splitting your money into a few CDs with different terms—so you keep some cash handy and still earn interest. Make your money work for you, not the other way around! #Business #MakeMoney #MoneyHacks20Share
Joseph Livingston+FollowHow $200K income still leads to crushing debtEarning $200,000 a year sounds like financial security, but imagine being buried under $555,000 in debt—not even counting your mortgage. That’s the reality for a San Antonio couple who called into The Ramsey Show, overwhelmed by bills and creditor calls. The hosts didn’t sugarcoat it: bankruptcy isn’t a magic fix, and real change means selling off assets, downsizing, and—most importantly—getting on the same page as a couple. This story really highlights how debt can spiral, no matter your income, if spending habits and teamwork aren’t in check. What would you do in their shoes? #Business #MakeMoney #DebtTalk00Share
Joseph Livingston+FollowRetirees: Why Your Social Security Check Feels SmallerHeads up if you’re retired or about to be! Social Security changes in 2026 mean your monthly check might not stretch as far. While you’ll get a small bump thanks to inflation, rising Medicare premiums and taxes could eat it up fast. Plus, if you’re still working, earning too much could shrink your benefits for a while. And good luck getting help in person—most things are moving online. Time to double-check your budget and make sure you’re not missing out on any senior perks! #Business #MakeMoney #SocialSecurity00Share
Robyn Anderson+FollowHow Does Your 401(k) Stack Up at 80?Ever wonder how your retirement savings compare to others? The average 80-year-old has about $413K in their 401(k), but most have closer to $78K. The big gap? A few super-savers skew the numbers. If your balance isn’t where you want it, don’t stress—there are still ways to boost your nest egg, like smart withdrawals, low-risk investments, and staying alert for scams. Remember, it’s never too late to make your money work harder for you! #Business #MakeMoney #RetirementTips00Share
