nkent+FollowHow to Ask Your Bank for a Cheaper MortgageDid you know you can save big on your mortgage just by asking? With rates dipping, some homeowners are skipping the hassle of refinancing and simply asking their lender for a lower rate on their current loan. It’s called a mortgage rate modification, and it could mean hundreds back in your pocket each month—no mountains of paperwork required. Just check your loan details, shop around for quotes, and call your lender to see what’s possible. Sometimes, all it takes is asking! #Business #MakeMoney #MortgageHacks10Share
Diane Carter+FollowSocial Security 2026: Budget Win or Bust?Heads up if you or your folks rely on Social Security: starting January 2026, monthly checks are getting a small bump—about $56 more on average. But before you plan that extra dinner out, remember rising Medicare premiums might eat up the gain. Mark your calendars, too: payment dates are shifting, so double-check when your money lands. Staying organized could help you squeeze the most out of every dollar! #Business #MakeMoney #SocialSecurity00Share
cody79+FollowCould You Quit Your Job If You Had No Debt?Ever wish you could just walk out when your boss is being a pain? Dave Ramsey says ditching credit cards and car payments could make that dream a reality. The big shift: Americans are stuck in jobs they hate just to keep up with monthly bills. Imagine only paying for groceries and Netflix—suddenly, you’re free to job-hop or even take a break. Turns out, debt isn’t just about money—it’s about freedom. #Business #MakeMoney #DebtFree00Share
Kathryn Olsen+Follow2026 Tax Season: Why Filing Early WinsHeads up: tax season in 2026 will likely kick off in late January, but don’t wait for the IRS to make it official. With new rules like extra deductions for tips and car loans, plus most refunds going digital, it pays to get your paperwork (W-2s, 1099s, etc.) ready early. Waiting for all your forms means fewer headaches and a faster refund—so your money lands in your account, not in IRS limbo. #Business #MakeMoney #TaxTips60Share
Joseph Livingston+FollowNo, Social Security Checks Aren’t DisappearingHeard the rumor that Social Security paper checks are vanishing? Take a breath—your mailbox isn’t going empty overnight. The government is nudging most folks to use direct deposit or a prepaid card, but if you truly need a paper check, you can still get one. The big shift? Electronic payments are now the go-to, which means fewer lost checks and faster cash in your account. If you’re still old-school, just know your options and don’t panic about sudden changes! #Business #MakeMoney #SocialSecurity10Share
Robyn Anderson+FollowHoliday Hangover: Boomers’ Costly Money MovesEver feel that post-holiday pit in your stomach when you check your bank statement? You’re not alone! Many Boomers are waking up to a “holiday hangover” after splurging on gifts and family gatherings, only to regret it in January. The biggest oops? Swiping credit cards like they’re extra income, then getting hit with sky-high interest. If you dipped into savings or overspent on grandkids, you’re not alone—time to reset that budget and avoid the same trap next year! #Business #MakeMoney #MoneyLifehacks00Share
cody79+FollowWhy Roth Conversions Can Backfire on TaxesThinking about switching your 401(k) or IRA to a Roth for that sweet tax-free retirement? Hold up! If you’re earning big bucks, converting now could mean a monster tax bill that takes years to pay off. The trick is to time conversions for years when your income dips—like early retirement—not when you’re raking it in. And don’t forget: higher income can bump up your Medicare costs, too. Sometimes, waiting is the real money move! #Business #MakeMoney #taxes00Share
cody79+Follow5 Money Habits Boomers Swear By for 2026Thinking about retiring soon or already living the retired life? Boomers are showing us how it’s done: start every year with a budget check, spend on things that matter (not just stuff), and stay flexible when life throws curveballs. One big shift? The government now lets folks in their early 60s supercharge their retirement savings—so if you’re still working, stash away extra cash! And don’t forget those required withdrawals once you hit your 70s. Smart moves for a comfy future! #Business #MakeMoney #MoneyTips10Share
Robyn Anderson+FollowAtlanta firms join forces for local business boostAtlanta’s small and mid-sized businesses just got a major upgrade: three homegrown firms have merged, pooling their insurance, accounting, and consulting expertise under one roof. This means local business owners can now access a broader range of services—everything from risk management to financial planning—without bouncing between providers. With a new CEO at the helm and big growth plans through 2026, this move could reshape how Atlanta companies manage their bottom line. What do you think—will this make things easier for local entrepreneurs, or is bigger not always better? #Business #MakeMoney #AtlantaBusiness00Share
Kathryn Olsen+FollowWhy Your Paycheck Feels Like It’s DisappearingEver wonder why your bank account never seems to grow, no matter how hard you work? Turns out, it’s not just about your salary—it’s about sneaky money traps like new car payments, oversized mortgages, and those forgotten subscriptions draining your wallet. The real drama? Most of us are living paycheck to paycheck, thanks to these habits. Audit your spending, cut the extras, and invest early—your future self will thank you! #Business #MakeMoney #MoneyLifehacks00Share