Diane Carter+FollowSurprising Social Security Facts for Your WalletDid you know Social Security isn’t just for retirees? Even kids and spouses can sometimes get benefits, and your monthly check might be less than you expect if you claim early. The biggest surprise: full retirement age is now 67 for most of us, so waiting could mean more money in your pocket. Take a few minutes to check your Social Security account—even if you’re years from retiring. It’s a smart move for your future self! #Business #MakeMoney #MoneyHacks00Share
nkent+FollowHow Your Credit Score Can Save You $$Ever wonder why your friend gets a lower car loan rate? It’s all about that credit score! Most folks have a score around 705, and keeping yours in the 'good' zone (think 670+) can unlock better deals on everything from mortgages to rewards cards. The big shift? Buy Now Pay Later services are shaking up how scores are built—great if you pay on time, risky if you don’t. Pro tip: Set up auto-pay and check your score for free through your bank! #Business #MakeMoney #CreditScore00Share
James Cook+FollowHow Seniors Can Score a $6,000 Tax BreakHeads up if you or your parents are 65 or older: there’s a new $6,000 tax deduction coming your way next tax season. That could mean an extra $670 (or more!) back in your pocket—enough for a few months of groceries or a mini getaway. The catch? You need to know about it to claim it, and not everyone does. So, spread the word and help someone save! #Business #MakeMoney #TaxTips01Share
Kathryn Olsen+FollowHow Seniors Can Pocket an Extra $670Heads up if you or your parents are 65 or older: a new $6,000 tax deduction could mean an average of $670 more in your refund next year. For couples, that’s up to $12,000 off taxable income! This is a big deal for anyone feeling the pinch at the grocery store or pharmacy. The catch? You need to know about it to claim it—so spread the word before tax season hits! #Business #MakeMoney #MoneyHacks192Share
Willie Morales+FollowCould Walmart Say No to Your Credit Card?Heads up, grocery shoppers: Walmart, Target, and other big stores might soon start picking and choosing which credit cards they’ll accept. Thanks to a new settlement, retailers can now decline certain cards—especially those with big rewards—because they cost stores more to process. So, next time you’re at checkout, your go-to card might not work. Pro tip: Have a backup payment ready just in case! #Business #MakeMoney #MoneyHacks10Share
Joseph Livingston+FollowCredit card rate cap could shake up Central IllinoisA possible cap on credit card interest rates has folks in Central Illinois buzzing, since it could mean huge savings—imagine monthly payments dropping from nearly $100 to just $42 on a $5,000 balance. But there’s a catch: while this could help many pay off debt faster, it might also make it tougher for some, especially those with lower credit scores, to get approved for new cards. Local credit unions are waiting for clear rules before making changes. Would a rate cap help your family, or do you worry about tighter credit? Let’s talk about what this could mean for our community. #Business #MakeMoney #CentralIllinois00Share
Joseph Livingston+FollowShould You Grab Social Security Early or Wait?Coffee break question: Would you rather get smaller Social Security checks sooner, or wait for bigger ones later? Dave Ramsey says cash in at 62, but Suze Orman says hold out until 70 for fatter monthly payments. The numbers actually back Suze—most folks end up with more money if they wait. But hey, it’s your call: health, savings, and lifestyle all matter. Just don’t sleepwalk into a decision! #Business #MakeMoney #MoneyHacks11Share
Christine Baxter+FollowGas Station Swipe? Watch Your Wallet!Ever filled up your tank and then woke up to a drained bank account? You’re not alone. More drivers are getting hit by sneaky card skimmers at the pump, or seeing their cash frozen by surprise debit holds. Next time you fill up, use credit instead of debit, check for weird devices on the reader, and keep an eye on your bank app. That quick swipe could cost more than your morning coffee! #Business #MakeMoney #MoneyHacks30Share
James Cook+FollowRetiring Debt-Free? Why Cash Still MattersSo, you finally paid off your house and retired with $1.5 million in the bank—sounds like a dream, right? But here’s the twist: having all your money tied up in your home can make things feel tighter than expected. Without easy access to cash, surprise expenses or market dips can get stressful. Sometimes, keeping a little debt and more liquid cash gives you more options and peace of mind in retirement. It’s all about balance, not just zero balances! #Business #MakeMoney #retirementtips00Share
Joseph Livingston+Follow$400M COVID Loan Scandal: Who Gets Burned?Grab your coffee—here’s a wild one: Nearly 7,000 Minnesotans just got the boot from future SBA loans after a $400 million COVID aid scam came to light. The feds say some folks used fake payrolls and shell companies to cash in on pandemic relief. Now, legit small businesses are stuck in limbo, waiting to prove they’re not part of the mess. Heads up: more states could be next! #Business #MakeMoney #COVIDRelief21Share
