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The insurance mistake that cost me big

After a minor car accident that wasn’t my fault, I thought calling my own insurance was the right move. Turns out, that decision made my rates jump—even though I wasn’t to blame! What I learned (and wish I’d known sooner): if you’re not at fault, file the claim with the other driver’s insurance instead. When I did that the next time, my rates stayed the same. But it’s not always simple—sometimes you need to loop in your insurer or even a lawyer if things get tricky. Has anyone else had their rates go up after a no-fault accident? #Entertainment #CarInsurance #LifeLesson