Tag Page InsuranceFacts

#InsuranceFacts
lawrencehowell

Your car’s price tag isn’t the scary part—injuries are.

I work for a major insurance company, and let me tell you: the cost of the car itself—even if it’s brand new—is nothing compared to the cost of injuries. People think, "Oh, my car is expensive, so my insurance must be too." Nope. The real wallet-breaker is medical bills. A single accident with serious injuries can easily rack up costs 10 to 20 times more than the price of a brand-new Corvette. 🚑💸 That's why insurance companies care so much about safety features. Safer cars mean fewer injuries, and fewer injuries mean way smaller payouts. It's not about how shiny or new your car is—it's about keeping people inside alive and out of the hospital. Next time you wonder why your rate is what it is, remember: it’s the people, not the metal. Have you ever been shocked by how much an accident ended up costing someone? #InsuranceFacts #CarInsurance #DrivingSafety #AccidentCosts #BehindTheScenes

Your car’s price tag isn’t the scary part—injuries are.
lawrencehowell

Leaving the country? Had a not-at-fault accident? Here’s the real deal.

People ask these car insurance questions all the time — and honestly, they’re important! If you're leaving the country for a few months, check if your insurer offers a "storage" mode. It keeps your physical damage coverage active but at a much cheaper rate than full coverage. Got into a not-at-fault accident? Sorry, but your rates might still go up. Insurance is all about stats, and someone who's had any kind of accident is seen as a higher risk compared to someone who hasn’t. Making a claim like a cracked windshield? Good news: most comprehensive claims (like glass damage) typically don’t affect your rates — unless it's something big like theft or vandalism. And when it comes to choosing insurers, if you’re picking from major companies and the coverage is identical, the biggest differences you’ll notice are in customer service and claims handling, not the actual coverage itself. Have you ever been surprised by how your insurer handled a claim? Share below! #InsuranceTips #DrivingAdvice #CarInsuranceQuestions #SmartDriving #InsuranceFacts

Leaving the country? Had a not-at-fault accident? Here’s the real deal.