russellolson+FollowWhy Buying a Home Feels Impossible NowThinking about buying your first home? You’re not alone in feeling stuck. Only 1 in 4 homes are going to first-time buyers these days, down from half in 2010! Even though there are more houses sitting unsold, prices and mortgage rates just won’t budge. Many homeowners are hanging onto their low-rate deals from the pandemic, so fewer are selling. If you’re feeling priced out, you’re in good company—lots of folks are choosing to rent instead. Hang tight, the market’s still in a deep freeze! #HousingMarket #FirstTimeBuyer #MoneyTalks #RealEstate23Share
russellolson+FollowCould Renting Finally Count for Mortgages?Big news for anyone dreaming of owning a home: the folks who make the mortgage rules are asking if it's time to shake things up. They're thinking about letting things like regular rent payments help you qualify for a mortgage, which could be a game-changer for first-time buyers, retirees, and the self-employed. If you’ve been paying rent on time, that might soon count as proof you can handle a mortgage. Stay tuned—this could make home-buying way more doable for lots of us! #HomeBuyingHacks #MortgageTips #FirstTimeBuyer24Share
Shelly Powell+FollowHouse Prices Take a Summer BreatherDid you notice? House prices actually dipped in June—something we don’t usually see this time of year. After a spring of record highs, sellers are finally getting real with their price tags, making it a better time for buyers to negotiate. If you’re house-hunting, there’s more choice and wiggle room than usual. Plus, rents aren’t rising as fast anymore, so tenants might want to start thinking about buying. Looks like the market’s giving us all a little breathing space! #housingmarket #propertynews #firsttimebuyer #RealEstate00Share
Brian Sanchez+FollowHow to Score $60K for Your First HomeDreaming of your own place but feeling priced out? Raleigh, NC is offering up to $60,000 to help first-time buyers with their down payment—no waitlist, but you’ll need to pay it back (interest-free). The catch? It’s only for certain homes and income levels, and you’ll need to take a homebuyer class. Still, it’s a rare shot at making homeownership less of a fantasy and more of a plan. Worth checking if you’re house-hunting! #HomeBuyingHacks #FirstTimeBuyer #RaleighNC #RealEstate00Share
Denise Kemp+FollowSnagging a Home for Under $300K? Here’s HowDreaming of owning a home but feeling priced out? Good news: There are still big cities where you can score a house for less than $300K! With mortgage rates near 7%, most buyers need to earn over $100K to afford the average place, but some metros—like Detroit and Baton Rouge—still have deals. Prices aren’t skyrocketing like during the pandemic, and sellers are starting to budge on price. If you’re flexible on location, you might just find your starter home after all! #HomeBuyingHacks #RealEstateTips #AffordableLiving #FirstTimeBuyer #MoneyMoves #RealEstate00Share
Shelly Powell+FollowHomebuilders Are Slashing Prices—Should You Wait?Thinking about buying a new home? Builders are feeling the pinch this spring, so they’re cutting prices and throwing in perks to get buyers off the fence. About a third of builders dropped prices in May—think 5% off, plus incentives like lower mortgage rates. Why? High interest rates and economic drama have buyers hesitating. If you’re house-hunting, now’s the time to shop around and ask for deals—builders are motivated! #HomeBuyingTips #RealEstate #MoneyHacks #HousingMarket #FirstTimeBuyer30Share
Brad Caldwell+FollowNo-Deposit Mortgages Are Back—Worth It?Ever dreamed of buying a house without saving up a big deposit? April Mortgages just launched a 100% mortgage for UK buyers earning over £24k, so you can get the keys with zero down. Sounds sweet, but heads up: the interest rate starts higher (5.99%) and if house prices drop, you could owe more than your home is worth. Still, for renters stuck on the sidelines, it’s a new way in—just make sure you crunch all the numbers before jumping in! #HomeBuyingHacks #MortgageTips #MoneyMatters #UKProperty #FirstTimeBuyer #RealEstate10Share
russellolson+FollowIs Alperton London’s Next First-Home Hack?Dreaming of your own London pad but the prices make you spill your coffee? Alperton, a low-key suburb on the Piccadilly line, is about to drop 6,000 new homes—some starting at £85k (shared ownership). The area’s getting a glow-up with parks, canalside walks, and even a bowling alley in a co-working space. The catch? Rents are still high, but if you’re mortgage-ready, this could be your ticket off the rental treadmill. Would you swap your flat for a canal view? #LondonLiving #FirstTimeBuyer #PropertyHacks #Alperton #HomeGoals #RealEstate50Share