James Cook+FollowWhy Dave Ramsey Loves Roth IRAs Over 401(k)sEver feel like picking retirement accounts is a game of pin-the-tail-on-the-donkey? Dave Ramsey says most folks are just guessing with their 401(k)s, and that could cost you big in taxes later. His money hack? He’s all about the Roth IRA—pay taxes now, but when you retire, your money (and its growth) is all yours, tax-free. If you want to keep more of your hard-earned cash, maybe it’s time to give the Roth IRA a second look! #MoneyHacks #RetirementPlanning #DaveRamsey #RothIRA #PersonalFinance #Finance95Share
Emily Rogers+FollowWould You Get a Prenup If You Won the Lottery?Imagine suddenly inheriting $1.5 million right before your wedding—would you ask for a prenup? That’s what one caller asked Dave Ramsey, the money advice guy. His take? A prenup isn’t a magic fix for relationship issues, but it can keep nosy in-laws from meddling with your money. The real hack: talk openly about money and goals before tying the knot. A prenup is just a backup plan, not a relationship cure-all! #MoneyTalks #PrenupDebate #DaveRamsey #Finance14Share
russellolson+FollowIs It Finally Time to Buy a House?Thinking about buying a home but waiting for rates to drop? Dave Ramsey says you might not have to wait much longer. He predicts mortgage rates could dip below 6% by 2026, which could get more buyers off the sidelines. The catch? Home prices probably won’t fall, so if you’re hoping for a deal, don’t hold your breath. If rates drop even a little, expect a rush of buyers and bidding wars to heat up again. Keep your eye on those rates! #HomeBuying #MortgageRates #DaveRamsey #MoneyTips #RealEstate20Share
Katherine Hunt+FollowShe Paid Off Her Loans—Now Her Parents Want More?!Imagine paying your parents $1,000 a month for 8 years to clear your student loans, only to find out they expect you to cover your siblings’ loans too! That’s what happened to Sarah from Philly. Dave Ramsey says she needs to have a super blunt convo with her parents about boundaries—because family loans can get messy fast. Would you keep paying, or draw the line? #StudentLoans #FamilyDrama #DaveRamsey #MoneyTalks #GenZFinance #Education8452Share
