eric80+FollowFuture Me is going to hate Present Me. Anyone else drowning in "Buy Now, Pay Later" receipts? š³The holiday sales got me good. I used Klarna/Affirm for a few "big" Christmas gifts for the kids because the upfront cost was too high. It felt like free money at the time. Now Iām looking at my budget for January and realizing I have four different payment plans coming out of my account at the same time. I feel like I'm borrowing from my future rent money just to put presents under the tree. Is anyone else relying on these installment plans to survive the holidays? #BuyNowPayLater #DebtTrap #HolidayShopping #Budgeting #FinancialStress #Parenting #Christmas202500Share
