Thinking about buying a home? You’re not alone in waiting it out. Mortgage applications just dropped 8.5% as interest rates inched higher, making folks think twice before locking in a loan. If you’re hoping to refinance, you might want to keep an eye on rates—they’re still way better than last year, but a small jump can make a big difference in your monthly payment. Sometimes, sitting tight can save you cash! #RealEstate #HomeBuying #MortgageRates