Imagine coming home from college and finding out your parents secretly opened credit cards in your name—and didn’t pay the bills. Ouch. If you ever get hit with surprise debt like this, first thing: freeze your credit so no one else can open accounts. Then, file a police report (yes, even if it’s family), dispute the charges, and start rebuilding with a secured card. And don’t forget to take care of your mental health—money drama is stressful! #Business #MakeMoney #CreditRepair