Here’s a money lifehack for your coffee break: when you start Social Security can change your retirement income by hundreds of dollars a month—forever. If you grab those checks at 62, you get less every month for life. But if you wait until 70, your monthly payout could be nearly double! Middle-class folks often rush to claim early to avoid dipping into savings, but that means missing out on bigger, inflation-proof income later. Think of Social Security as your future-proof paycheck, not just a quick cash grab. #Business #MakeMoney #retirementplanning