Heard the buzz? Mortgage rates just hit a three-year low, and everyone’s jumping on it—applications for home loans and refis are way up. If you’ve been dreaming of a new place or want to shrink your monthly payment, now’s the time to check your options. The big shift: more folks are refinancing to lock in these lower rates, so you might want to get in before the crowd gets even bigger! #RealEstate #mortgagerates #refinance