So, you’re about to retire with a $2.6 million IRA—way above average! But now you’re sweating those required withdrawals (RMDs) and the tax hit. Here’s the scoop: you can dodge some of that tax drama by moving chunks of your IRA into a Roth account over a few years, not all at once. That way, you spread out the tax pain and keep your options open for future spending, travel, or even charity. Think of it as giving your future self more ways to enjoy your money! #Business #MakeMoney #RetirementHacks