Ever notice a tiny, unexplained charge on your banking app? Turns out, that “random” $35 debit could be the opening move in a sophisticated fraud playbook. Scammers are now leveraging small test transactions to trigger fake alerts and social engineering attacks, convincing even tech-savvy users to hand over sensitive info. How do you stay ahead when even caller ID can be spoofed? Would you catch the red flag before your account is emptied? Let’s talk strategies and real-world defenses. #Tech #BankingSecurity #Fintech