Imagine getting a $1.2 million payout, but you’re worried your spouse might burn through it. That’s the real-life dilemma a young husband with months to live posted on Reddit. The crowd’s advice? Set up a trust to manage the money, so it pays out in steady monthly checks instead of one big lump sum. It’s like putting your inheritance on autopilot—no impulse shopping sprees, just long-term security. If you ever get a big payout, consider this move to protect your loved ones (and their wallets). #Business #MoneyLifehacks #PersonalFinance