Heads up if you’re waiting for your loan or credit card rates to chill out: Bank of America says the Fed is pumping the brakes on rate cuts. Translation? Borrowing costs are likely to stay high for longer than we hoped. If you’ve got a variable rate, now’s the time to look at locking in a fixed deal. Don’t just wait for rates to magically drop—be proactive and save yourself some cash down the road! #Business #MoneyTips #InterestRates