Ever thought of using your home equity line of credit (HELOC) like a giant credit card? One caller to The Ramsey Show did just that, racking up $400K in debt—even with a $500K income! The big takeaway: easy access to home equity can make overspending way too tempting. If you’re tempted to dip into your home’s value for non-essentials, set a strict budget and pay it down fast—your future self (and your house) will thank you! #Business #MakeMoney #MoneyHacks