Thinking about buying a home in early 2026? Good news: mortgage rates just took a breather after a wild ride. While this won’t make houses cheap overnight, it does mean you might get more bang for your buck if you plan ahead. The real money move? Use this window to boost your credit, save up, and get smart about your local market. When rates dip, being ready could save you hundreds each month—and give you more homes to choose from. #RealEstate #MortgageRates #HomeBuying