Here’s a coffee break tip: mortgage rates have dropped to around 5.87% for a 30-year loan, making home buying or refinancing more tempting than it’s been in a while. The catch? Spring’s homebuying rush could push rates up again, so if you’re thinking about locking in a rate, now’s the time to shop around. Don’t forget, you can even buy points to snag a lower rate. Just make sure you’re planning to stay put for a bit! #RealEstate #MortgageRates #HomeBuying